385 Derrick Dr, Irmo, SC 29063 Property Records

Richland County property record for 385 Derrick Dr, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,240 sqft · built 2002
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Mar 2018)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02406-02-01`

Property Details

APN / Parcel Number

Primary APN	`02406-02-01`
Alternative APNs	`R02406-02-01` `00015995`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Heated Area
Gross Area	3,285 sqft
1st Floor Area	2,240 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Intercom	Intercom

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	837 sqft
Patio Area	722 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00015995
Street Address	385 DERRICK DR
City	IRMO
State	SC
Zip	29063-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	189.7X93.3X103.4X227.8X54X 400.5 #SU
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1009
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 DERRICK DR, IRMO, SC 29063-8772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 16, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit SC STATE FCU SC STATE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Jul 11, 2001 · Amount on Record
Deed Document Number	201815459
Deed Book / Page	2287 / 1151
Prior Transfer Date	Nov 7, 2011
Prior Transfer Doc	0017192772
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	385 DERRICK DR, IRMO, SC 29063-8772
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026500321
Date	Aug 2, 2021
Book Page	2650/321
Instrument	2021051534

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 16, 2018
Property Address	385 DERRICK DR, IRMO, SC 29063-8772
Document Number	2287/1151
Book / Page	002287 / 001151
Instrument Date	Mar 16, 2018
Instrument	15459
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,979.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 DERRICK DR IRMO SC 290638772, IRMO, SC 29063-8772

Mortgage

Document Number	2287/1154
Date	Mar 16, 2018
Book Page	002287/001154
Instrument	15460

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	385 DERRICK DR, IRMO, SC 29063-8772
Document Number	2192/0091
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 DERRICK DR IRMO SC 290638772, IRMO, SC 29063-8772

Mortgage

Document Number	2192/0091
Date	Mar 6, 2017
Book Page	002192/000091
Instrument	15378

Lender

Name	SC STATE FCU SC STATE FCU
Address	800 HUGER ST, COLUMBIA, SC 29201-3620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00 (+19.99%)	$615,200 (-)	$961,100 (-) Land $266,900 Building $694,200
2024		$615,200 (+2,774.77%)	$961,100 (+79.64%) Land $266,900 Building $694,200
2023	$4,008.00 (-1.4%)	$21,400 (-)	$535,000 (-)
2021	$4,065.00	$21,400	$535,000 Land $236,200 Building $298,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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