385 Derek Dr, Sumter, SC 29154 Property Records

Sumter County property record for 385 Derek Dr, Sumter, SC 29154 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,764 sqft Living Area
Lot Size	47,045 sqft (1.08 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2021)
Tax Bill	$1,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`183-07-02-004`
Alternative APN	`16855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,764 sqft Living Area
1st Floor	1,764 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	47,045 sqft (1.08 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Fence	Fence
Patio Area	135 sqft Patio
Porch	Covered Porch
Outdoor Kitchen Or Brick BBQ	Outdoor Kitchen or Brick BBQ
Utility Building	110 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	16855
Old Parcel Number	183 07 02 004
Street Address	385 DEREK DR
City	SUMTER
State	SC
Zip	29154-8691
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 PB93-1480 1.08 AC PB94-355
Legal Subdivision	DOVE MDW
Legal Lot Number	4
Jurisdiction	SUMTER SC
Minor Civil Division	SUMTER
Census Blockgroup	2
Census Block	2033
Census Tract	1701

Owner

Source: Sumter County records · APN 183-07-02-004

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 DEREK DR, SUMTER, SC 29154-8691
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2021 · Amount on Record
Deed Sale	Oct 07, 2021 · Amount on Record
Prior Sale	Jul 02, 2008 · Amount on Record
Deed Doc Number	0012922809
Deed Book / Page	1292 / 2809
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 07, 2021
Property Address	385 DEREK DR, SUMTER, SC 29154-8691
Document Number	0012922809
Book / Page	1292 / 2809
Map Reference	MB 94 PG 355
Instrument Date	Oct 05, 2021
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 DEREK DR, SUMTER, SC 29154-8691

Mortgage

Document Number	0012922813
Date	Oct 07, 2021
Instrument	1292/2813

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00 (+1.72%)	$6,840 (-) Land $840 Building $6,000	$171,072 (-) Land $21,000 Building $150,072
2023		$6,840 (-) Land $840 Building $6,000	$171,072 (-) Land $21,000 Building $150,072
2022	$1,165.00	$6,840 Land $840 Building $6,000	$171,072 Land $21,000 Building $150,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 44% of South Carolina
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.