385 Culvers Ln, New Haven, KY 40051 Property Records

Nelson County property record for 385 Culvers Ln, New Haven, KY 40051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,688 sqft · built 1972
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2024)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2014 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24000-00-065`

Property Details

APN / Parcel Number

Primary APN	`24000-00-065`
Alternative APNs	`125964` `125965` `91364`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	925 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	125964
Street Address	385 CULVERS LN
City	NEW HAVEN
State	KY
Zip	40051-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	385 CULVER LANE
Jurisdiction	NELSON KY
Township / Civil Division	BOSTON
Census Block Group	2
Census Block	2040
Census Tract	930600

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 WALTER HALL RD, NEW HOPE, KY 40052-6962
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2014	Deed of Trust, Mortgage · ARM US BANK NA
Feb 5, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 20, 2024	Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Nov 4, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 29, 2017	Correction Deed ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	20244915
Deed Book / Page	601 / 543
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	00D529/299
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1231/263
Date	Nov 25, 2019
Book Page	M1231/263
Instrument	2019014431

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1031/230
Date	Feb 24, 2014
Book Page	M1031/230
Instrument	2014001901

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M888/118
Date	Feb 5, 2010
Book Page	M888/118
Instrument	253824

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2040

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	May 20, 2024
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Document Number	00D601/543
Book / Page	D601 / 543
Instrument Date	May 13, 2024
Instrument	2024004915
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044

Mortgage

Document Number	2024004916
Date	May 20, 2024
Instrument	2024004916

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Nov 4, 2021
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Document Number	00D575/575
Book / Page	D575 / 575
Instrument Date	Nov 4, 2021
Instrument	2021014909
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Investor	Possibly a Property Investor

Mortgage

Document Number	2021014910
Date	Nov 4, 2021
Instrument	2021014910

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	NELSON KY
Recording Date	Jun 29, 2017
Property Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044
Document Number	00D529/299
Book / Page	D529 / 299
Instrument Date	Jun 28, 2017
Instrument	2017007797
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 ROBERT TAYLOR LN, NEW HAVEN, KY 40051-6092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 CULVERS LN, NEW HAVEN, KY 40051-6044

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+58.41%)	$370,000 (+71.55%) Building $370,000	$370,000 (+71.55%) Building $370,000
2023	$2,296.00	$215,675	$215,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1984–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARUE COUNTY WATER DISTRICT #1 serves 9,062 people · EPA ID KY0620237
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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