Lonoke County property record for 385 Crossroads Cv, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,088 sqft · built 2000 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Oct 2021) |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-00013-000 |
| Primary APN | 187-00013-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,588 sqft |
| 1st Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 340 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 385 CROSSROADS CV |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-7737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 08W |
| Legal Township | 04N |
| Legal Section | 08 |
| Legal Subdivision | CROSSROADS SUB II |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20102 |
385 Crossroads Cv is owned and occupied by two individuals who bought it in October 2021.
Source: Lonoke County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage SENTE MORTGAGE INC |
| Apr 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CHAMBERS BANK |
| Oct 26, 2018 | Warranty Deed, Transfer LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Oct 23, 2018 | Deed of Trust, Mortgage · VA Mortgage FIRST AR FIN'L |
| Aug 8, 2018 | Grant Deed, Transfer BRIGHT LINE TITLE LLC |
| Dec 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on File |
| Deed Sale | Oct 27, 2021 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Prior Transfer Date | Dec 1, 2017 |
| Prior Transfer Doc | 0000011942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Oct 27, 2021 |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 0000014422 |
| Book / Page | 2021 / 14422 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-14422 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 CROSSROADS CV, 385, WARD, AR 72176-7737 |
| Name | Verified Name |
|---|---|
| Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 202114423 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-14423 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000003214 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 2020/3214 |
| Instrument | 2020-03214 |
| Name | CHAMBERS BANK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72758 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Oct 26, 2018 |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 0000010516 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 10516 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $372.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 CROSSROADS CV WARD AR 721767737, WARD, AR 72176-7737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 0000010517 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 385 CROSSROADS CV WARD AR 721767737, WARD, AR 72176-7737 |
| Document Number | 0000010517 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 10517 |
| Name | FIRST AR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SHERIDAN, AR 72150 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 8, 2018 |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 0000007657 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 7657 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | BRIGHT LINE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $218.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26018 HIGHWAY 107 JACKSONVILLE AR 720769798, JACKSONVILLE, AR 72076-9798 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Dec 6, 2017 |
| Property Address | 385 CROSSROADS CV, WARD, AR 72176-7737 |
| Document Number | 0000011942 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 11942 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $193.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 385 CROSSROADS CV WARD AR 721767737, WARD, AR 72176-7737 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 385 Crossroads Cv was $891.
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 | $19,420 Land $2,800 Building $16,620 | $97,100 Land $14,000 Building $83,100 |
| 2024 | $891.00 | ||
| 2023 | $891.00 | $19,420 Land $2,800 Building $16,620 | $97,100 Land $14,000 Building $83,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 385 Crossroads Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 385 Crossroads Cv is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734 |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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