385 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 385 County Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 642 sqft · built 1965
Lot Size	0.327 acres (14,230 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Apr 2020)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0029 B:0168 L:001`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0029 B:0168 L:001`
Alternative APN	`3684`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	642 sqft Living Area
Gross Area	1,482 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,230 sqft (0.327 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	3684
Street Address	385 COUNTY RD
City	OAK BLUFFS
State	MA
Zip	02557-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	168
Legal Lot Number	1
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3046
Census Tract	200200

Owner

385 County Rd is owned by an individual who bought it in April 2020.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2542, EDGARTOWN, MA 02539-2542
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020 · Amount on File
Deed Sale	Apr 23, 2020 · Amount on File
Prior Sale	Jun 11, 2001 · Amount on File
Deed Document Number	20202281
Deed Book / Page	1526 / 383
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	1526-383
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Apr 23, 2020
Property Address	385 COUNTY RD, OAK BLUFFS, MA 02557-6819
Document Number	1526-383
Book / Page	1526 / 383
Instrument Date	Apr 3, 2020
Instrument	2281
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2542, EDGARTOWN, MA 02539-2542

Mortgage

Document Number	2282
Date	Apr 23, 2020
Instrument	2282

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 385 County Rd was $3,427, up 2.5% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+2.48%)	$678,600 (+6.15%) Land $445,200 Building $233,400	$1,021,137
2024	$3,344.00 (-0.68%)	$639,300 (+0.25%) Land $404,600 Building $234,700
2023	$3,367.00	$637,700 Land $393,100 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 County Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 County Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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