385 Central St, Boylston, MA 01505 Property Records

Worcester County and Boylston Town property record for 385 Central St, Boylston, MA 01505

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1966
Lot Size	1.08 acres (47,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Oct 2018)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-000112`

Property Details

APN / Parcel Number

Primary APN	`128-000112`
Alternative APNs	`M:0038 B:0024 L:0000` `BOYL M:38 B:24`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,515 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,405 sqft (1.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	128-000112
Street Address	385 CENTRAL ST
City	BOYLSTON
State	MA
Zip	01505-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BOYLSTON MA
Township / Civil Division	BOYLSTON
Census Block Group	1
Census Block	1037
Census Tract	718100

Owner

Source: Worcester County and Boylston Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Oct 24, 2018	Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	Mar 6, 2017
Deed Book / Page	59588 / 279
Transfer Doc	059588-279
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	064565-316
Date	Feb 26, 2021
Book Page	64565/316
Instrument	27669

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0072328-74
Date	Jul 30, 2025
Book Page	72328/74
Instrument	63189

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2065

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61097-47
Date	Sep 23, 2019
Book Page	61097/47
Instrument	98264

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYLSTON MA
Recording Date	Oct 24, 2018
Property Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Document Number	59588-279
Book / Page	059588 / 000279
Instrument Date	Oct 12, 2018
Instrument	112837
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.84
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 CENTRAL ST BOYLSTON MA 015051526, BOYLSTON, MA 01505-1526

Mortgage

Document Number	59588-282
Date	Oct 24, 2018
Book Page	059588/000282
Instrument	112838

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYLSTON MA
Recording Date	Mar 6, 2017
Property Address	385 CENTRAL ST, BOYLSTON, MA 01505-1526
Document Number	56818-277
Book / Page	056818 / 000277
Instrument Date	Feb 22, 2017
Instrument	23243
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 CENTRAL ST BOYLSTON MA 015051526, BOYLSTON, MA 01505-1526

Tax Assessment & Valuation

Source: Worcester County and Boylston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Boylston Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,265.00 (+9.07%)	$453,000 (+8.92%) Land $185,800 Building $267,200	$571,520 (+8.46%)
2024	$5,744.00 (-2.06%)	$415,900 (+2.11%) Land $185,800 Building $230,100	$526,965
2023	$5,865.00	$407,300 Land $185,800 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYLSTON WATER DISTRICT serves 3,343 people · EPA ID MA2039000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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