385 Bridge St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 385 Bridge St, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,209 sqft · built 1996
Lot Size	1.22 acres (53,143 sqft)
Owner	Trust Name on Record
Tax Bill	$20,391 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`OSTE M:093 L:058002`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:093 L:058002`
Alternative APN	`416954`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,209 sqft Living Area
Gross Area	8,275 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	416954
Street Address	385 BRIDGE ST
City	OSTERVILLE
State	MA
Zip	02655-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	58002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1019
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit EAST BOSTON SAVINGS BANK
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit EAST BOSTON SAVINGS BANK
Jun 16, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jul 27, 2017	Deed of Trust, Mortgage EAST BOSTON SVGS BK
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit EAST BOSTON SVGS BK
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017
Deed Sale	Mar 15, 2017
Prior Sale	Oct 26, 2015 · Amount on Record
Transfer Doc	0001280982
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430474
Date	Jun 3, 2021
Instrument	1430474

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1430474
Date	Jun 3, 2021
Instrument	1430474

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Document Number	0001398618
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	385 BRIDGE ST OSTERVILLE MA 026552307, OSTERVILLE, MA 02655-2307

Mortgage

Document Number	0001398618
Date	Jun 22, 2020
Instrument	1398618

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Document Number	0001326726
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0001326726
Date	Aug 1, 2017
Instrument	1326726

Lender

Name	EAST BOSTON SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Document Number	0001326727
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0001326727
Date	Aug 1, 2017
Instrument	1326727

Lender

Name	EAST BOSTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Mar 15, 2017
Property Address	385 BRIDGE ST, OSTERVILLE, MA 02655-2307
Document Number	0001316734
Instrument Date	Mar 10, 2017
Instrument	1316734
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	385 BRIDGE ST OSTERVILLE MA 026552307, OSTERVILLE, MA 02655-2307

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,391.00 (+10.86%)	$2,520,500 (+7.03%) Land $1,148,700 Building $1,371,800	$3,713,360
2024	$18,393.00 (+4.55%)	$2,355,000 (+11.65%) Land $1,148,700 Building $1,206,300
2023	$17,592.00	$2,109,300 Land $1,046,100 Building $1,063,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	18 (1991–2018)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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