385 Bend, Defiance, OH 43512 Property Records

Defiance County property record for 385 Bend, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2006
Lot Size	2.16 acres (94,438 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (Sep 2020)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L150022001806`

Property Details

APN / Parcel Number

Primary APN	`L150022001806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	94,438 sqft (2.16 acres)
Garage Type	Attached - Unfinished
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	224 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	385 BEND
City	DEFIANCE
State	OH
Zip	43512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 22 PT SW COR NW 1/4
Legal Subdivision	PT SE COR SW 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2036
Census Tract	958200

Owner

Source: Defiance County records · APN L150022001806

Assessment roll updated March 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	385 THE BEND RD, NEY, OH 43549-9609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 03, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Jul 09, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 04, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 04, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Deed Document Number	20204056
Deed Book / Page	431 / 545
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	385 BEND, DEFIANCE, OH 43512
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 THE BEND RD, NEY, OH 43549-9609

Mortgage

Document Number	00453/1895
Date	Dec 12, 2022
Book Page	453/1895
Instrument	202200005399

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	385 BEND, DEFIANCE, OH 43512
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00422/0284
Date	Sep 03, 2019
Book Page	422/0284
Instrument	201900003393

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	385 BEND, DEFIANCE, OH 43512
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 THE BEND RD, NEY, OH 43549-9609

Mortgage

Document Number	000465/579
Date	Jul 09, 2024
Book Page	465/579
Instrument	202400002178

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 04, 2020
Property Address	385 THE BEND RD, NEY, OH 43549-9609
Document Number	431/545
Book / Page	431 / 545
Instrument Date	Sep 03, 2020
Instrument	202000004056
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	385 THE BEND ROAD, DEFIANCE, OH 43512

Mortgage

Document Number	202000004057
Date	Sep 04, 2020
Instrument	202000004057

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 04, 2020
Property Address	385 BEND, DEFIANCE, OH 43512
Document Number	000431/545
Book / Page	431 / 545
Instrument Date	Sep 03, 2020
Instrument	202000004056
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	385 THE BEND ROAD, DEFIANCE, OH 43512

Mortgage

Document Number	202000004057
Date	Sep 04, 2020
Instrument	202000004057

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Washington Township
Unified School District	Central Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00	$73,520 (-) Land $6,730 Building $66,790
2024	$2,606.00 (+0.39%)	$73,520 (-) Land $6,730 Building $66,790
2023	$2,596.00 (+6.7%)	$73,520 (+19.23%) Land $6,730 Building $66,790	$210,056 (+19.25%) Land $19,228 Building $190,828
2022	$2,433.00	$61,660 Land $6,140 Building $55,520
2020			$176,150 Land $17,530 Building $158,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sherwood Mutual Telephone Association Fiber	1,000 / 500
Defiance Holdings Fixed Wireless	200 / 50

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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