Essex County and North Andover Town property record for 385 Appleton St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,950 sqft · built 1985 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,081,000 (Oct 2024) |
| Tax Bill | $11,036 (2025) |
| Deeds & Mortgages | Jul 2026 Second Mortgage Mar 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_234051_9 |
| Primary APN | M_234051_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,950 sqft Living Area |
| Gross Area | 5,720 sqft |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 1,754 sqft |
| Unfinished Basement | 1,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,647 sqft (1 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M_234051_935898 |
|---|---|
| Street Address | 385 APPLETON ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 10 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 253205 |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage |
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Jun 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Aug 16, 2018 | Quit Claim Deed, Transfer RADIUS FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 202418870 |
| Deed Book / Page | 18132 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Jul 17, 2026 |
| Property Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Document Number | 0000011925 |
| Book / Page | 18637 / 233 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202611925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Document Number | 0000011925, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 18637/233 |
| Instrument | 202611925 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16248-202 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 16248/202 |
| Instrument | 7847 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15891-129 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 15891/129 |
| Instrument | 14192 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16599-14 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 16599/14 |
| Instrument | 31662 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Aug 16, 2018 |
| Property Address | 385 APPLETON ST, NORTH ANDOVER, MA 01845-3144 |
| Document Number | 15521-93 |
| Book / Page | 015521 / 000093 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 14363 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,658.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 APPLETON ST NORTH ANDOVER MA 018453144, NORTH ANDOVER, MA 01845-3144 |
| Document Number | 15586-143 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 015586/000143 |
| Instrument | 19894 |
| Name | RADIUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,036.00 (+4.75%) | $980,100 (+3.17%) Land $414,000 Building $566,100 | $1,024,575 |
| 2024 | $10,536.00 (+3.98%) | $950,000 (+14.75%) Land $392,200 Building $557,800 | |
| 2023 | $10,133.00 | $827,900 Land $331,200 Building $496,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1998–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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