385 9th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 385 9th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,208 sqft · built 2025
Lot Size	0.293 acres (12,744 sqft)
Owner	2 Individual Names on File
Last Sale	$1,210,000 (Oct 2022)
Tax Bill	$13,066 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170057-0000`

Property Details

APN / Parcel Number

Primary APN	`170057-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,208 sqft Living Area
Gross Area	5,684 sqft
1st Floor Area	2,572 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,744 sqft (0.293 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	428 sqft
Porch	Finished Screened Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	385 9TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	5-69 16-2S-29E ATLANTIC BEACH LOTS 40,42 BLK 12
Legal Range	29E
Legal Township	02S
Legal Section	16
Legal Subdivision	ATLANTIC BEACH
Legal Block	12
Legal Lot Number	40,42
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1007
Census Tract	13905

Owner

385 9th St is owned and occupied by two individuals who bought it in October 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	385 9TH ST, ATLANTIC BEACH, FL 32233-5437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Deed Document Number	2022254208
Deed Book / Page	20457 / 2060
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 7, 2022
Property Address	385 9TH ST, ATLANTIC BEACH, FL 32233-5437
Document Number	0204572060
Book / Page	20457 / 2060
Map Reference	MB 5 PG 69
Instrument Date	Oct 6, 2022
Instrument	2022254208
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 9TH ST, 385, ATLANTIC BEACH, FL 32233-5437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 9TH ST, ATLANTIC BEACH, FL 32233-5437

Mortgage

Document Number	0204572062
Date	Oct 7, 2022
Instrument	20457/2062

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	5-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 385 9th St was $13,066 with a homeowner's exemption, up 1.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,934,662 (+141.56%)	$2,613,575 (+73.93%) Land $1,500,000 Building $1,113,575
2025	$13,066.00 (+1.74%) Homeowner's exemption	$800,899	$1,502,622 Land $1,500,000 Building $2,622
2024	$12,842.00 (+2.62%)
2023	$12,514.00 (+371.34%) Homeowner's exemption	$755,659 (+278.7%)	$1,064,632 (+2.48%) Land $1,062,500 Building $2,132
2022	$2,655.00 Homeowner's exemption	$199,539	$1,038,832 Land $1,037,000 Building $1,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 342 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	531 units insured incl. 189 condo units
Nearby Flood Claims	44 (1979–2017)
Claims Outside the SFHA	40 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20