385 7th Ave S, Apt 104, Fargo, ND 58103 Property Records

Cass County property record for 385 7th Ave S, Apt 104, Fargo, ND 58103

Property Summary

Property Type	Condominium
Details	2,206 sqft · built 2003
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jun 2023)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`01-1440-00535-040`

Property Details

APN / Parcel Number

Primary APN	`01-1440-00535-040`

Interior

Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	2,206 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	150 ft deep x 200 ft wide

Location & Zoning

Street Address	385 7TH AVE S, 104
City	FARGO
State	ND
Zip	58103-2854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MR2
Legal Description	LOT: 23 BLOCK: 2 ADDITION: ISLAND PARK ADDITIONAL: UNIT 104 RENAISSANCE CONDOS ISLAND PARK ADDN LTS 23 & 24 BLK 2 **12-17-04
Legal Subdivision	ISLAND PARK
Legal Block	2
Legal Lot Number	23-24
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1001
Census Tract	801

Owner

385 7th Ave S, Apt 104 is owned and occupied by an individual who bought it in June 2023.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	385 7TH AVE S, 104, FARGO, ND 58103-2854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jun 10, 2021	Warranty Deed, Transfer TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE
Dec 21, 2019	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	20231691239
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	0001441691
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	385 7TH AVE S APT 104, 104, FARGO, ND 58103-2854
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 7TH AVE S 104, 104, FARGO, ND 58103-2854

Mortgage

Document Number	0001647770
Date	Oct 8, 2021
Instrument	1647770

Lender

Name	BELL BANK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 10, 2021
Property Address	385 7TH AVE S APT 104, 104, FARGO, ND 58103-2854
Document Number	0001635428
Map Reference	DOC 1495485
Instrument Date	Jun 10, 2021
Instrument	1635428
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 7TH AVE S APT 104, 104, FARGO, ND 58103-2854

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	385 7TH AVE S APT 104, 104, FARGO, ND 58103-2854
Document Number	0001580231
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 7TH AVE S #104 FARGO ND 581032854, 104, FARGO, ND 58103-2854

Mortgage

Document Number	0001580231
Date	Dec 26, 2019
Instrument	1580231

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 385 7th Ave S, Apt 104 was $4,406.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00	$219,950 Land $9,000 Building $210,950	$439,900 Land $18,000 Building $421,900
2023	$5,641.00	$196,400 Land $9,000 Building $187,400	$392,800 Land $18,000 Building $374,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 385 7th Ave S, Apt 104 in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 7th Ave S, Apt 104 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 7th Ave S

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