385 45th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 385 45th Ave NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,748 sqft · built 1998
Lot Size2.73 acres (118,919 sqft)
OwnerIndividual Name on File
Last Sale$109,486 (Apr 2010)
Tax Bill$1,640 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone AH (high risk)
APN338800 75 13C10

Property Details

APN / Parcel Number

Primary APN338800 75 13C10
Alternative APNs
  • 386075200070740007513
  • 38607520007

Interior

Stories1 Story
Building Area1,748 sqft Living Area
Gross Area1,957 sqft
1st Floor Area1,748 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeMasonry / Concrete Block
Lot Area118,919 sqft
Garage TypeCarport
Garage Area800 sqft
CarportCarport
Carport Area800 sqft
Parking Spaces3 Parking Spaces
PorchScreened Porch
Porch Area209 sqft
Deck Area297 sqft

Location & Zoning

Street Address385 45TH AVE NE
CityNAPLES
StateFL
Zip34120-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 38 E 180FT OF TR 75 OR 1964 PG 1769
Legal Range27
Legal Township48
Legal Section10
Legal SubdivisionGOLDEN GATE EST UNIT 38
Legal Tract75
Legal Block2
Legal Lot Number1
Legal Unit38
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2020
Census Tract11211

Owner

385 45th Ave NE is owned and occupied by an individual who acquired it in October 2012.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address385 45TH AVE NE, NAPLES, FL 34120-6411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2010 · Amount on File
Deed SaleApr 27, 2010 · Amount on File
Prior SaleJul 20, 2004 · Amount on File
Deed Document Number20104422403
Deed Book / Page4560 / 415
Last Transfer DateOct 20, 2012
Transfer Doc0048490719
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address385 45TH AVE NE, NAPLES, FL 34120-6411
Document Number0058070318
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 45TH AVE NE NAPLES FL 341206411, NAPLES, FL 34120-6411

Mortgage

Document Number0058070318
DateAug 26, 2020
Book Page005807/000318
Instrument5913833
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 25, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 385 45th Ave NE was $1,640 with a homeowner's exemption, up 3.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,468 (+2.7%)$320,032 (-8.41%) Land $94,185 Building $225,847
2025$1,640.00 (+3.93%) Homeowner's exemption$154,302$349,419 Land $94,185 Building $255,234
2024$1,578.00 (+1.35%)
2023$1,557.00 (+0.52%) Homeowner's exemption$145,585 (+3%)$335,995 (+7.34%) Land $83,265 Building $252,730
2022$1,549.00 Homeowner's exemption$141,345$313,007 Land $74,529 Building $238,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 385 45th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies220 in force
Nearby Flood Claims3 (2022–2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 385 45th Ave NE is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Streamline Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 45th Ave NE

Nearby Streets

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