385 15th St, Sturgis, SD 57785 Property Records

Meade County property record for 385 15th St, Sturgis, SD 57785 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size435,600 sqft (10 acres)
Tax Bill$2,713.00 (2025)

Owner

Source: Meade County records · APN 11.05.412

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address21 PAMELA PKWY, PALM COAST, FL 32137-3330
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Commercial Mortgage
BLACK HILLS COMMUNITY BANK NA
May 05, 2014Deed of Trust, Mortgage
AMERICAN ADVISORS GROUP
May 05, 2014Deed of Trust, Mortgage · Stand Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address385 15TH ST, STURGIS, SD 57785-3403
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000977/47
DateJul 26, 2023
Book Page977/47
Instrument23004154
Lender
NameBLACK HILLS COMMUNITY BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address385 15TH ST, STURGIS, SD 57785-3403
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 15TH STREET, STURGIS, SD 57785-3403

Mortgage

Document Number000851/934
DateMay 05, 2014
Book Page851/934
Instrument001590
Lender
NameAMERICAN ADVISORS GROUP
AddressORANGE, CA 92868
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address385 15TH ST, STURGIS, SD 57785-3403
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 15TH STREET, STURGIS, SD 57785-3403

Mortgage

Document Number000851/947
DateMay 05, 2014
Book Page851/947
Instrument001591
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
AddressWASHINGTON, DC 20410
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,713.00 (+0.15%) Additional exemption filed$213,017 (+21.29%) Land $79,800 Building $133,217$213,017 Land $79,800 Building $133,217
2024$2,709.00 (+47.95%)
2023$175,630 Land $81,743 Building $93,887
2022$1,831.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (46093C), updated May 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 58% of the US · above 52% of South Dakota
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN11.05.412

Exterior

Lot Area435,600 sqft (10 acres)

Location & Zoning

Street Address385 15TH ST
CitySTURGIS
StateSD
Zip57785-3403
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionAUDITOR SPECIALS: NWNESE
Legal Range05
Legal Township05
Legal Section05
JurisdictionMEADE SD
Minor Civil DivisionSOUTHWEST MEADE
Census Blockgroup4
Census Block4002
Census Tract20402

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