38498 Broken Wheel Rd, Polson, MT 59860 Property Records

Lake County property record for 38498 Broken Wheel Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,120 sqft · built 2000
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,700 (Sep 2021)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1523170`

Property Details

APN / Parcel Number

Primary APN	`R1523170`
Alternative APNs	`15-3228-20-2-03-15-0000` `0000030064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,000 sqft
Parking Spaces	9 Parking Spaces
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000030064
Street Address	38498 BROKEN WHEEL RD
City	POLSON
State	MT
Zip	59860-8395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20, T22 N, R20 W, C.O.S. 5866, PARCEL TR A, ACRES 10, SWNW
Legal Range	20W
Legal Township	22N
Legal Section	20
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1057
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38498 BROKEN WHEEL RD, POLSON, MT 59860-8395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	2021592459
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	481398
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	38498 BROKEN WHEEL RD, POLSON, MT 59860-8395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584177
Date	Dec 28, 2020
Instrument	584177

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Feb 7, 2020
Property Address	38498 BROKEN WHEEL RD, POLSON, MT 59860-8395
Document Number	575222
Instrument Date	Feb 6, 2020
Instrument	575222
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 5TH ST E, 904, POLSON, MT 59860-3145

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38498 BROKEN WHEEL RD, POLSON, MT 59860-8395

Mortgage

Document Number	575223
Date	Feb 7, 2020
Instrument	575223

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00 (-19.61%)	$584,600 (-)
2025	$2,504.00 (-14.54%)	$584,600 (+31.93%)	$584,600 (+31.93%) Land $185,300 Building $399,300
2023	$2,930.00	$443,100	$443,100 Land $118,500 Building $324,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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