38491 80th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 38491 80th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 2011
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Last Sale	$259,900 (Nov 2020)
Tax Bill	$2,952 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-023-0900`

Property Details

APN / Parcel Number

Primary APN	`17-023-0900`

Interior

Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	673 sqft
Shed	1 Shed

Location & Zoning

Street Address	38491 80TH AVE
City	ONAMIA
State	MN
Zip	56359-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF NE OF SE 23 42 26 20.00
Legal Range	26
Legal Township	42
Legal Section	23
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2031
Census Tract	970300

Owner

38491 80th Ave is owned by a company that bought it in November 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	38491 80TH AVE, ONAMIA, MN 56359-7845
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Nov 25, 2020	Warranty Deed, Transfer NORTH AMERICAN TITLE
Sep 28, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Dec 14, 2012 · Amount on File
Deed Document Number	2020420907
Prior Transfer Date	Apr 29, 2018
Prior Transfer Doc	000A408367
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	38491 80TH AVE, ONAMIA, MN 56359-7845
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A401498
Date	Jul 12, 2017
Instrument	A401498

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	ISLE, MN 56342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	May 16, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 25, 2020
Property Address	38491 80TH AVE, ONAMIA, MN 56359-7845
Document Number	000A420907
Instrument Date	Aug 14, 2020
Instrument	A420907
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$857.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15689 YELLOW PINE ST NW, ANDOVER, MN 55304-4561

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Sep 28, 2018
Property Address	38491 80TH AVE, ONAMIA, MN 56359-7845
Document Number	000A408367
Instrument Date	Apr 29, 2018
Instrument	A408367
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8662 DARLINGTON AVE NE, MONTICELLO, MN 55362-3153

Tax Assessment & Valuation

The 2026 property tax bill for 38491 80th Ave was $2,952, down 5.8% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,952.00 (-5.81%)	$337,200 (+6.71%) Land $111,000 Building $226,200	$337,200 (+6.71%) Land $111,000 Building $226,200
2025	$3,134.00	$316,000 Land $96,900 Building $219,100	$316,000 Land $96,900 Building $219,100
2023	$3,108.00	$318,500 Land $75,700 Building $242,800	$318,500 Land $75,700 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38491 80th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38491 80th Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 80th Ave

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