3849 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3849 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,770 sqft · built 1999
Lot Size0.855 acres (37,244 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Aug 2017)
Tax Bill$7,428 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0093-0273-00

Property Details

APN / Parcel Number

Primary APN550-0093-0273-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,770 sqft
Basement Area1,770 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area37,244 sqft (0.855 acres)
Lot Width10 ft Width
Garage TypeAttached
Garage Area1,449 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3849 RIDGEDALE DR
CityCINCINNATI
StateOH
Zip45247-6946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEDALE DRIVE 10 X FT IRR LOT 42 GOLDEN VALLEY SUB BL B PT 2
Legal SubdivisionGOLDEN VALLEY SUB
Legal BlockB
Legal Lot Number42
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2003
Census Tract20812

Owner

3849 Ridgedale Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3849 RIDGEDALE DR, CINCINNATI, OH 45247-6946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · VA Mortgage
PLANET HM LNDG
Aug 9, 2017Warranty Deed, Transfer · VA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2017 · Amount on File
Deed SaleAug 9, 2017 · Amount on File
Prior SaleDec 12, 2014 · Amount on File
Deed Document Number17-0071988
Deed Book / Page013477 / 000700
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3849 RIDGEDALE DR, CINCINNATI, OH 45247-6946
Document Number0000099874
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3849 RIDGEDALE DR CINCINNATI OH 452476946, CINCINNATI, OH 45247-6946

Mortgage

Document Number0000099874
DateSep 29, 2020
Book Page014263/000088
Instrument99874
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 28, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 9, 2017
Property Address3849 RIDGEDALE DR, CINCINNATI, OH 45247-6946
Document Number0000071988
Book / Page013477 / 000700
Instrument DateJul 28, 2017
Instrument71988
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3849 RIDGEDALE DR CINCINNATI OH 452476946, CINCINNATI, OH 45247-6946

Mortgage

Document Number71989
DateAug 9, 2017
Book Page013477/000702
Instrument71989
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3849 Ridgedale Dr was $7,428, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,428.00 (+2.27%)$137,001 (-) Land $15,855 Building $121,146
2024$7,263.00 (-0.48%)$137,001 (-) Land $15,855 Building $121,146
2023$7,298.00 (-8.59%)$137,001 (+11.84%) Land $15,855 Building $121,146$391,430 Land $45,300 Building $346,130
2022$7,984.00 Homeowner's exemption$122,500 Land $14,189 Building $108,311
2020$350,000 Land $40,540 Building $309,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3849 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3849 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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