Kenton County property record for 3849 Richardson Rd, Independence, KY 41051 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,870 sqft Finished Area |
| Lot Size | 67,017 sqft (1.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,000 (2010) |
| Tax Bill | $2,774.00 (2025) |
| Primary APN | 017-40-00-088.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,870 sqft Finished Area |
| Gross Area | 3,277 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Exterior |
| Lot Area | 67,017 sqft (1.53 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Pool Type | In-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3849 RICHARDSON RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY II SEC 12 LOTS 279-280 & ACCESS EASEMENT |
| Legal Subdivision | SPRING VALLEY II |
| Legal Phase | 12 |
| Legal Lot Number | 279-280 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 63608 |
Source: Kenton County records · APN 017-40-00-088.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 02, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK |
| Mar 31, 2020 | Quit Claim Deed, Transfer TCF NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2010 · Amount on Record |
| Deed Sale | Oct 07, 2010 · Amount on Record |
| Prior Sale | Sep 02, 1997 · Amount on Record |
| Deed Doc Number | 201010 07 059 00353 |
| Deed Book / Page | 2757 / 290 |
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 0000010257 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000004149 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 393/344 |
| Instrument | 26059000004149 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 15, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000004149 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 393/344 |
| Instrument | 26059000004149 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 15, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 16, 2026 |
| Property Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000010257 |
| Book / Page | 432 / 953 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202610257 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000000047 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3849 RICHARDSON RD INDEPENDENCE KY 410518716, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000000047 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 000026/000746 |
| Instrument | 47 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 31, 2020 |
| Property Address | 3849 RICHARDSON RD, INDEPENDENCE, KY 41051-8716 |
| Document Number | 0000000046 |
| Book / Page | 000015 / 000034 |
| Instrument Date | Apr 30, 2016 |
| Instrument | 46 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3849 RICHARDSON RD INDEPENDENCE KY 410518716, INDEPENDENCE, KY 41051-8716 |
| Document Number | 47 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 000026/000746 |
| Instrument | 47 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,774.00 (-7.04%) | $280,000 (-) Land $40,000 Building $240,000 | $280,000 (-) Land $40,000 Building $240,000 |
| 2023 | $2,984.00 | $280,000 Land $40,000 Building $240,000 | $280,000 Land $40,000 Building $240,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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