3849 Paddington Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3849 Paddington Pl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 2005
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$706,000 (Oct 2023)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Oct 2023 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288102-0160`

Property Details

APN / Parcel Number

Primary APN	`288102-0160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,348 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	2,348 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished Screened Porch
Porch Area	332 sqft
Deck Area	Deck Area
Patio Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3849 PADDINGTON PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/82-83 ST JOHNS SIX MILE CREEK NORTH UNIT 2 TRACT 13 LOT 16 OR5840/1717
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 2
Legal Tract	13
Legal Block	3
Legal Lot Number	16
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20905

Owner

3849 Paddington Pl is owned and occupied by two individuals who bought it in October 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3849 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	202380948
Deed Book / Page	5840 / 1717
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 13, 2023
Property Address	3849 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
Document Number	0058401717
Book / Page	5840 / 1717
Map Reference	MB 47 PG 82&83
Instrument Date	Oct 12, 2023
Instrument	2023080948
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$4,942.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 BEAL PKWY NW, FORT WALTON BEACH, FL 32548-4359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3849 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3849 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050341823
Date	Sep 4, 2020
Book Page	5034/1823
Instrument	2020075288

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3849 Paddington Pl was $4,270 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,970 (+2.7%)	$535,329 (-5.29%) Land $135,000 Building $400,329
2025	$4,270.00 (+12.58%) Homeowner's exemption	$331,032	$565,249 Land $135,000 Building $430,249
2024	$3,793.00 (+2.54%)
2023	$3,699.00 (+2.89%) Homeowner's exemption	$310,812 (+3%)	$544,751 (+6.8%) Land $144,000 Building $400,751
2022	$3,595.00 Homeowner's exemption	$301,759	$510,088 Land $95,200 Building $414,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3849 Paddington Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3849 Paddington Pl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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