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3849 Bragg Lake Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3849 Bragg Lake Rd, Jay, FL 32565

Property Summary

Property TypeAgricultural Vacant Land
Details3 bd · 1 ba · 7,500 sqft · built 2000
Lot Size2.62 acres (114,476 sqft)
Owner2 Individual Names on Record
Tax Bill$1,292 (2024)
Deeds & MortgagesDec 2025 Sale
Flood ZoneZone X (minimal risk)
APN04-4N-29-0000-00301-0000

Property Details

APN / Parcel Number

Primary APN04-4N-29-0000-00301-0000
Alternative APN
  • N294040000003010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area7,500 sqft Gross Area
1st Floor Area5,000 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area114,476 sqft (2.62 acres)
PorchOpen Porch
Porch Area2,500 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address3849 BRAGG LAKE RD
CityJAY
StateFL
Zip32565-9147
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Local Zoning CodeAG-RR
Legal DescriptionCOM AT NW CORN OF SW4 TH N 86* 3452 E 434.15 FT TO POB TH CONT 466.70 FT TH S 03*250 8 E 466.70 FT TH S 86* 3452 W 466.70 FT TH N 03*25 08 W 466.70 FT TO POB & ALSO TOGETHER WITH EASEMENT FO R INGRESS/EGRESS AS DES IN OR 1836 PG 440 & OR 1840 PG 1663
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3030
Census Tract10200

Owner

Source: Santa Rosa County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 605, JAY, FL 32565-0605
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2000
Deed SaleJul 31, 2000
Deed Book / Page1840 / 1663
Last Transfer DateDec 29, 2025
Transfer Doc0046921813
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 29, 2025
Property Address3849 BRAGG LAKE RD, JAY, FL 32565-9147
Document Number0046921813
Book / Page4692 / 1813
Instrument DateDec 29, 2025
Instrument202560083
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 605, JAY, FL 32565-0605

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$128,789 (+20.68%)$149,660 (+21.16%) Land $34,164 Building $115,496
2024$1,292.00 (+6.25%)$106,719 (+10.02%) Land $10,793 Building $95,926$123,520 (+10.92%) Land $10,793 Building $112,727
2023$1,216.00 (+11.87%)$96,997 (+24.19%) Land $9,293 Building $87,704$111,356 (+27.15%) Land $9,293 Building $102,063
2022$1,087.00$78,101 Land $6,293 Building $71,808$87,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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