3849 Bluff Rd, Seward, NE 68434 Property Records

Seward County property record for 3849 Bluff Rd, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 2,208 sqft · built 2000
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Sep 2022)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`800213335`

Property Details

APN / Parcel Number

Primary APN	`800213335`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,978 sqft
Basement Area	1,978 sqft
Finished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	759 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	321 sqft
Patio Area	315 sqft
Utility Building	825 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3849 BLUFF RD
City	SEWARD
State	NE
Zip	68434-7881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	19-11-2 HANNAH'S ACRES IN NE 1/4 5.01 AC
Legal Range	02E
Legal Township	11N
Legal Section	19
Jurisdiction	SEWARD NE
Township / Civil Division	F
Census Block Group	2
Census Block	2189
Census Tract	960100

Owner

Source: Seward County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3849 BLUFF RD, SEWARD, NE 68434-7881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Sep 28, 2022	Warranty Deed, Construction Loan · Construction Mortgage CATTLE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	20222719
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Recording Date	Aug 3, 2026
Property Address	3849 BLUFF RD, SEWARD, NE 68434-7881
Document Number	0000001739
Instrument Date	Jul 28, 2026
Instrument	20261739
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3849 BLUFF RD, SEWARD, NE 68434-7881

Mortgage

Document Number	0000001739,
Date	Aug 3, 2026
Instrument	20261739

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Sep 28, 2022
Property Address	3849 BLUFF RD, SEWARD, NE 68434-7881
Document Number	0202202719
Instrument Date	Sep 23, 2022
Instrument	202202719
Transaction Type	Construction Loan
Record Updated	Oct 25, 2022
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SVCS OF BLUE VALLEY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202202720
Date	Sep 28, 2022
Instrument	202202720

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00 (-30.22%)	$518,459 (+3.39%) Land $59,570 Building $458,889	$518,459 (+3.39%) Land $59,570 Building $458,889
2023	$5,771.00	$501,439 Land $42,550 Building $458,889	$501,439 Land $42,550 Building $458,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	May 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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