38485 Mesa Rd, Temecula, CA 92592 Property Records

Riverside County property record for 38485 Mesa Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,969 sqft · built 2022
Lot Size	10.7 acres (467,834 sqft)
Owner	2 Trust Names on Record
Last Sale	$285,000 (Sep 2020)
Tax Bill	$16,432 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`924-270-002`

Property Details

APN / Parcel Number

Primary APN	`924-270-002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,969 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	467,834 sqft (10.7 acres)
Garage Type	Attached
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	924270002
Map Book / Page	050 / 068
Street Address	38485 MESA RD
City	TEMECULA
State	CA
Zip	92592-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.74 ACRES M/L IN POR PAR M12 RS 050/068
Legal Lot Number	M12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43292

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	38485 MESA RD, TEMECULA, CA 92592-8606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 3, 2021	Deed of Trust, Mortgage · Construction Mortgage BBVA USA
Sep 21, 2020	Grant Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Jun 4, 2007
Deed Document Number	2020-0447158
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38485 MESA RD, TEMECULA, CA 92592-8606
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38495 MEDA ROAD, TEMECULA, CA 92592-8606

Mortgage

Document Number	0000364905
Date	Nov 21, 2025
Instrument	2025-0364905

Lender

Name	PNC BANK NA
Type	Bank
Address	TEMECULA, CA 92592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 26, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38485 MESA RD, TEMECULA, CA 92592-8606
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38485 MESA RD, TEMECULA, CA 92592-8606

Mortgage

Document Number	0000122932
Date	Apr 29, 2024
Instrument	2024-0122932

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38485 MESA RD, TEMECULA, CA 92592-8606
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 OAKRIDGE DR, FAIRFIELD, CA 94534-6767

Mortgage

Document Number	0000274816
Date	May 3, 2021
Instrument	2021-0274816

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	Other
Max Rate	7.5%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 21, 2020
Property Address	TEMECULA, CA 92592
Document Number	0000447158
Map Reference	MB 50 PG 68-75
Instrument Date	Aug 5, 2020
Instrument	2020-0447158
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5212 OAKRIDGE DR, FAIRFIELD, CA 94534-6767

Mortgage

Document Number	0000447159
Date	Sep 21, 2020
Instrument	2020-0447159

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,432.00 (+72.17%)	$1,503,958 (+82.89%) Land $308,492 Building $1,195,466
2023	$9,544.00 (+139.32%)	$822,314 Land $296,514 Building $525,800
2022	$3,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Frontier DSL	90 / 5
Southern California Telephone Fixed Wireless	75 / 15
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Pacific Lightwave, T-Mobile.

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