38481 Rosegate Pl, Murrieta, CA 92563 Property Records

Riverside County property record for 38481 Rosegate Pl, Murrieta, CA 92563

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2026)
Tax Bill	$7,248 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`957-813-002`

Property Details

APN / Parcel Number

Primary APN	`957-813-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,516 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38481 ROSEGATE PL
City	MURRIETA
State	CA
Zip	92563-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 ACRES M/L IN LOT 89 MB 455/060 TR 36546
Legal Subdivision	TRACT NO 36546
Legal Tract	36546
Legal Lot Number	89
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2029
Census Tract	43296

Owner

Source: Riverside County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 25, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Sep 26, 2019	Loan Modification, Consolidation and Extension, Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	2026304922
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 30, 2026
Property Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Document Number	0000304922
Instrument Date	Sep 21, 2026
Instrument	2026304922
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323

Mortgage

Document Number	0000304923,
Date	Sep 30, 2026
Instrument	2026304923

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34841 ROSEGATE PL, MURRIETA, CA 92563

Mortgage

Document Number	0000365588
Date	Aug 19, 2022
Instrument	2022-0365588

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 25, 2020
Property Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Document Number	0000594049
Map Reference	MB 455 PG 60-68
Instrument Date	Jun 24, 2020
Instrument	2020-0594049
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323

Mortgage

Document Number	0000594050
Date	Nov 25, 2020
Instrument	2020-0594050

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2019
Property Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Instrument Date	Sep 26, 2019
Instrument	384710
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 EXECUTIVE DR #600 SAN DIEGO CA 921212128, 600, SAN DIEGO, CA 92121-2128

Mortgage

Document Number	0000384710
Date	Sep 27, 2019
Instrument	384710

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	RIVERSIDE CA
Property Address	38481 ROSEGATE PL, MURRIETA, CA 92563-0323
Document Number	0000384709
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 EXECUTIVE DR #600 SAN DIEGO CA 921212128, 600, SAN DIEGO, CA 92121-2128

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,469 (+2%) Land $132,487 Building $357,982
2025	$7,248.00 (+2.32%)	$480,853 (+4.04%) Land $129,890 Building $350,963
2023	$7,084.00 (+1.62%)	$462,184 Land $124,848 Building $337,336
2022	$6,971.00
2021			$429,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: San Diego Broadband, T-Mobile, Verizon.

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