DeSoto County property record for 3848 Windermere Rd N, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,880 sqft · built 1983 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,223 (Mar 2026) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2014 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-5-22-02-0-00011-00 |
| Primary APN | 2-07-5-22-02-0-00011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,880 sqft Adjusted Area |
| 1st Floor Area | 1,928 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 102,802 sqft (2.36 acres) |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Street Address | 3848 WINDERMERE RD N |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | PLEASANT ACRES S-D SEC B LOT 11 |
| Legal Range | 007 |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | PLEASANT ACRES S-D |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70633 |
Source: DeSoto County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Jul 15, 2014 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Oct 16, 2007 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 4, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 4, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Deed Book / Page | 1026 / 3671 |
| Prior Transfer Date | Feb 24, 2026 |
| Prior Transfer Doc | 01026/3675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 27, 2026 |
| Property Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Document Number | 5663084185 |
| Book / Page | 5663 / 84185 |
| Instrument Date | Jul 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Document Number | 5663084185, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 5663/84185 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 13, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003844/327 |
|---|---|
| Date | Jul 15, 2014 |
| Book Page | 3844/327 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002804/353 |
|---|---|
| Date | Oct 16, 2007 |
| Book Page | 2804/353 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 4, 2026 |
| Property Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Document Number | 01026/3675 |
| Book / Page | 1026 / 3675 |
| Map Reference | MB 19 PG 41-43 |
| Instrument Date | Feb 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8621 WHITES CROSSING DR, OLIVE BRANCH, MS 38654-7376 |
| Name | Verified Name |
|---|---|
| Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Document Number | 0566322724 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 5663/22724 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 4, 2026 |
| Property Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Document Number | 01026/3671 |
| Book / Page | 1026 / 3671 |
| Map Reference | MB 19 PG 41-43 |
| Instrument Date | Feb 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
| Name | Verified Name |
|---|---|
| Address | 3848 WINDERMERE RD N, NESBIT, MS 38651-9365 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 (+98.63%) | $29,840 (+49.95%) Land $2,500 Building $27,340 | $298,400 (+49.95%) Land $25,000 Building $273,400 |
| 2023 | $1,239.00 | $19,900 | $198,998 Land $25,000 Building $173,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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