Shelby County property record for 3848 Waddy Rd, Waddy, KY 40076
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 2001 |
| Lot Size | 40.4 acres (1,763,352 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,519 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-00-025 |
| Primary APN | 083-00-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| Basement Area | 2,037 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,763,352 sqft (40.4 acres) |
| Garage Type | Mixed |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 328 sqft |
| Deck Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0025078 |
|---|---|
| Street Address | 3848 WADDY RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | S & S FARMS TR 1A/2B-1 40.4809 ACRES |
| Legal Subdivision | S S FARMS |
| Legal Tract | 1 |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 40101 |
3848 Waddy Rd, a rural home, is owned and occupied by two individuals.
Source: Shelby County records, as of February 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3848 WADDY RD, WADDY, KY 40076-6062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3848 Waddy Rd was $2,519.
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 | $220,000 | $220,000 |
| 2023 | $2,579.00 | $220,000 | $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3848 Waddy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3848 Waddy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures