Duval County property record for 3848 Silverpoint Ln, Jacksonville, FL 32216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,393 sqft · built 2005 |
| Lot Size | 0.125 acres (5,425 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $260,500 (Apr 2014) |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154375-2290 |
| Primary APN | 154375-2290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,393 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,464 sqft |
| Upper Floors Area | 927 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,425 sqft (0.125 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 229 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3848 SILVERPOINT LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57-64 56-3S-27E .12 IRONWOOD LOT 5 |
| Legal Range | 27E |
| Legal Township | 03S |
| Legal Section | 56 |
| Legal Subdivision | IRONWOOD |
| Legal Lot Number | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15929 |
3848 Silverpoint Ln is owned by a company that acquired it in February 2025 and is owner-occupied.
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECOND MTG/NJ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2014 · Amount on File |
| Deed Sale | Apr 29, 2014 · Amount on File |
| Prior Sale | Jan 24, 2006 · Amount on File |
| Deed Document Number | 201494409 |
| Deed Book / Page | 16764 / 766 |
| Last Transfer Date | Feb 10, 2025 |
| Transfer Doc | 0213601064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Document Number | 0206551382 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 20655/1382 |
| Instrument | 2023081549 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Document Number | 0203940238 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 20394/238 |
| Instrument | 2022209098 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3848 SILVERPOINT LN, JACKSONVILLE, FL 32216-1403 |
| Document Number | 0195192243 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3848 SILVERPOINT LN JACKSONVILLE FL 322161403, JACKSONVILLE, FL 32216-1403 |
| Document Number | 0195192243 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 019519/002243 |
| Instrument | 374 |
| Name | FIRST SECOND MTG/NJ |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2031 |
The 2025 property tax bill for 3848 Silverpoint Ln was $4,306 with a homeowner's exemption, up 6.7% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,742 (+2.7%) | $414,320 (+0.94%) Land $120,000 Building $294,320 | |
| 2025 | $4,306.00 (+6.69%) Homeowner's exemption | $263,625 | $410,451 Land $125,000 Building $285,451 |
| 2024 | $4,036.00 (+2.88%) | ||
| 2023 | $3,923.00 (+9.21%) Homeowner's exemption | $248,734 (+3%) | $400,849 (+11.1%) Land $100,000 Building $300,849 |
| 2022 | $3,592.00 Homeowner's exemption | $241,490 | $360,799 Land $100,000 Building $260,799 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3848 Silverpoint Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3848 Silverpoint Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: ClearWave, Hotwire Communications.
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