3848 SE Bluebill Pl, Stuart, FL 34997 Property Records

Martin County property record for 3848 SE Bluebill Pl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 1988
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2024)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-38-41-016-000-0089.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`36-38-41-016-000-0089.0-3-0000`
Alternative APNs	`36-38-41-016-000-00890-3` `33118`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,160 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33118
Street Address	3848 SE BLUEBILL PL
City	STUART
State	FL
Zip	34997-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	DUCKWOOD PUD LOT 89
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	DUCKWOOD
Legal Block	2
Legal Lot Number	89
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1108

Owner

3848 SE Bluebill Pl is owned and occupied by an individual who bought it in February 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3848 SE BLUEBILL PL, STUART, FL 34997-2235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	20243057775
Deed Book / Page	3420 / 767
Prior Transfer Date	Jun 16, 2022
Prior Transfer Doc	0002966112
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 13, 2024
Property Address	3848 SE BLUEBILL PL, STUART, FL 34997-2235
Document Number	0034200767
Book / Page	3420 / 767
Map Reference	MB 10 PG 9
Instrument Date	Feb 6, 2024
Instrument	3057775
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 1 2 GREENWOOD LANE, MOUNT PLEASANT, MI 48858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 SE BLUEBILL PL, STUART, FL 34997-2235

Mortgage

Document Number	0003420769
Date	Feb 13, 2024
Instrument	3420/769

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3848 SE BLUEBILL PL, STUART, FL 34997-2235
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 SE BLUEBILL PL, STUART, FL 34997-2235

Mortgage

Document Number	0033192185
Date	Jun 16, 2022
Book Page	3319/2185
Instrument	2966114

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3848 SE Bluebill Pl was $3,897 with a homeowner's exemption, down 2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00 (-19.96%)	$260,060 Land $130,000 Building $130,060	$260,060 Land $130,000 Building $130,060
2024	$4,869.00 (+179.51%)
2023	$1,742.00 (+0.17%) Additional exemption filed	$125,338 (+3%)	$268,700 (+13.73%) Land $130,000 Building $138,700
2022	$1,739.00 Homeowner's exemption Senior Citizen's exemption	$121,688	$236,260 Land $121,200 Building $115,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3848 SE Bluebill Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3848 SE Bluebill Pl is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

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