3848 Melody Ln, Riverside, CA 92504 Property Records

Riverside County property record for 3848 Melody Ln, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,428 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193-314-005`

Property Details

APN / Parcel Number

Primary APN	`193-314-005`
Alternative APN	`051500205`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	051500205
Street Address	3848 MELODY LN
City	RIVERSIDE
State	CA
Zip	92504-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 5 MB 024/073 MELODY LANE GARDENS UNIT 1
Legal Subdivision	MELODY LANE GARDENS UNIT 1
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1010
Census Tract	31501

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage ML MORTGAGE CORP
Dec 22, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2017	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024
Deed Sale	Oct 1, 2024
Deed Document Number	2024295935
Prior Transfer Date	Sep 26, 2024
Prior Transfer Doc	0000295935
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922

Mortgage

Document Number	0000326809
Date	Oct 23, 2025
Instrument	2025-0326809

Lender

Name	ML MORTGAGE CORP
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91739

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922

Mortgage

Document Number	0000379214
Date	Dec 22, 2023
Instrument	2023-0379214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 6, 2021
Property Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Document Number	0000282617
Map Reference	MB 24 PG 73
Instrument Date	Apr 27, 2021
Instrument	2021-0282617
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922

Mortgage

Document Number	0000282618
Date	May 6, 2021
Instrument	2021-0282618

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 19, 2018
Property Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Document Number	0000375372
Map Reference	MB 24 PG 73
Instrument Date	Aug 28, 2018
Instrument	2018-0375372
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922

Mortgage

Document Number	0000375373
Date	Sep 19, 2018
Instrument	2018-0375373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3848 MELODY LN, RIVERSIDE, CA 92504-2922
Document Number	0000292817
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 MELODY LN RIVERSIDE CA 925042922, RIVERSIDE, CA 92504-2922

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,966 (+2%) Land $21,150 Building $90,816
2025	$1,206.00 (+3.88%) Homeowner's exemption	$109,772 (+4.04%) Land $20,736 Building $89,036
2023	$1,161.00 (+1.93%) Homeowner's exemption	$105,512 Land $19,932 Building $85,580
2022	$1,139.00
2021			$562,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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