3848 E Southgate Dr, Midland, MI 48640 Property Records

Midland County property record for 3848 E Southgate Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,457 sqft · built 1989
Lot Size	10 acres (438,649 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (May 2024)
Tax Bill	$9,466 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-010-100-196-00`

Property Details

APN / Parcel Number

Primary APN	`060-010-100-196-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,457 sqft Living Area
1st Floor Area	2,933 sqft
Basement Area	2,933 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	438,649 sqft (10 acres)
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3848 E SOUTHGATE DR
City	MIDLAND
State	MI
Zip	48640-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T13N R2E COM 1979.52 FT W & 679.75 FT S OF NE SEC COR, TH W 823.83 FT, N 139.29 FT, W 400 FT, S 450 FT, E 1224.10 FT, N 310.25 FT.
Legal Range	02E
Legal Township	13N
Legal Section	10
Jurisdiction	MIDLAND MI
Township / Civil Division	INGERSOLL
Census Block Group	2
Census Block	2037
Census Tract	291300

Owner

Source: Midland County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CREDIT UNION
Dec 8, 2025	Intrafamily Transfer, Transfer
Apr 22, 2024	Warranty Deed, Transfer
Dec 16, 2021	Warranty Deed, Transfer EMBASSY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Book / Page	1672 / 698
Last Transfer Date	Nov 3, 2025
Transfer Doc	2025R10869
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jun 17, 2026
Property Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555
Document Number	0000005879
Instrument Date	Jun 12, 2026
Instrument	20265879
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555

Mortgage

Document Number	0000005879,
Date	Jun 17, 2026
Instrument	20265879

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 28, 2066

Interest

Rate	6.36%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 8, 2025
Property Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555
Document Number	2025R10869
Instrument Date	Nov 3, 2025
Instrument	2025R-10869
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 22, 2024
Property Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555
Document Number	01671/1407
Book / Page	1671 / 1407
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 RUSSELL ST UNIT 15, 15, MT PLEASANT, MI 48858-1982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 E SOUTHGATE DR, MIDLAND, MI 48640-8507

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 16, 2021
Property Address	3848 E SOUTHGATE DR, MIDLAND, MI 48640-8555
Document Number	001652/906
Book / Page	1652 / 906
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$4,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3848 E SOUTHGATE DR, 3848, MIDLAND, MI 48640-8555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 470, GATLINBURG, TN 37738-0470

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Ingersoll Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,400 (+18.97%)	$822,800 (+18.97%)
2024	$9,466.00 (-33.21%)
2023		$345,800	$691,600
2022	$14,173.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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