3848 Campolindo Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 3848 Campolindo Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,223 sqft · built 1968
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,299,500 (Jul 2006)
Tax Bill	$22,996 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`255-554-001-8`

Property Details

APN / Parcel Number

Primary APN	`255-554-001-8`
Alternative APN	`255-554-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,223 sqft Living Area
1st Floor Area	1,429 sqft
2nd Floor Area	1,794 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3848 CAMPOLINDO DR
City	MORAGA
State	CA
Zip	94556-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3605 LOT 71 EX MR
Legal Subdivision	SUBDIVISION 3605
Legal Tract	3605
Legal Lot Number	71
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	350000

Owner

3848 Campolindo Dr is owner-occupied and held in a trust since February 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 2, 2024	Intrafamily Transfer, Transfer
Jun 27, 2017	Deed of Trust, Mortgage · ARM BNY MELLON NA
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2006 · Amount on File
Deed Sale	Jul 25, 2006 · Amount on File
Prior Sale	Oct 30, 1997 · Amount on File
Deed Document Number	2006234510
Last Transfer Date	Feb 2, 2016
Transfer Doc	0000024853
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	TITLE CONNECT CA, TITLE CONNECT INC SANTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548

Mortgage

Document Number	0000063048
Date	Mar 2, 2021
Instrument	2021-063048

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	2
Max Rate	7.37%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548

Mortgage

Document Number	0000010249
Date	Jan 18, 2022
Instrument	2022-010249

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.15%
Type Change Date	Feb 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.15%
Index	Other
Max Rate	7.15%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 2, 2024
Property Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Document Number	0000000140
Map Reference	MB 113 PG 18
Instrument Date	Dec 23, 2023
Instrument	2024-000140
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114339
Date	Jun 27, 2017
Instrument	2017-114339

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3848 CAMPOLINDO DR, MORAGA, CA 94556-1548
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200332
Date	Nov 8, 2019
Instrument	2019-200332

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 11, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3848 Campolindo Dr was $22,996 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,954,020 (+2%) Land $1,229,920 Building $724,100
2025	$22,996.00 Homeowner's exemption	$1,915,706 Land $1,205,804 Building $709,902
2023	$21,721.00 (+1.63%) Homeowner's exemption	$1,841,319 Land $1,158,982 Building $682,337
2022	$21,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3848 Campolindo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3848 Campolindo Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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