3848 Alta Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 3848 Alta Dr, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,906 sqft · built 1962
Lot Size	0.325 acres (14,143 sqft)
Owner	2 Individual Names on File
Last Sale	$279,300 (Feb 2025)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`239.031.01004005`

Property Details

APN / Parcel Number

Primary APN	`239.031.01004005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,906 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	14,143 sqft (0.325 acres)
Lot Dimensions	155 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	264 sqft
Patio Area	707 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3848 ALTA DR
City	DE SOTO
State	MO
Zip	63020-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	VALLE LAKE 2 LOT 14 BLOCK J
Legal Range	5E
Legal Township	39N
Legal Section	31
Legal Subdivision	VALLE LAKE 2
Legal Block	J
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1034
Census Tract	701401

Owner

3848 Alta Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3848 ALTA DR, DE SOTO, MO 63020-5135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Nov 19, 2021	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Nov 19, 2021
Deed Document Number	20254509
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3848 ALTA DR, DE SOTO, MO 63020-5135
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 ALTA DR, DE SOTO, MO 63020-5135

Mortgage

Document Number	0000010813
Date	May 5, 2023
Instrument	2023R-010813

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 19, 2021
Property Address	3848 ALTA DR, DE SOTO, MO 63020-5135
Document Number	2021R050558
Map Reference	MB 21 PG 1
Instrument Date	Nov 10, 2021
Instrument	2021R-050558
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 S 2ND ST, 707, CLINTON, MO 64735-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 ALTA DR, DE SOTO, MO 63020-5135

Tax Assessment & Valuation

The 2025 property tax bill for 3848 Alta Dr was $2,036.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,800 (-) Land $1,800 Building $28,000	$156,600 Land $9,400 Building $147,200
2025	$2,036.00	$29,800 Land $1,800 Building $28,000
2024			$156,600 (+7.93%) Land $9,400 Building $147,200
2023	$1,905.00	$27,600 Land $1,800 Building $25,800	$145,100 Land $9,400 Building $135,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3848 Alta Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3848 Alta Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Alta Dr

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