38475 Calaveras Rd, Temecula, CA 92592 Property Records

Riverside County property record for 38475 Calaveras Rd, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 4,230 sqft · built 2001
Lot Size	4.68 acres (204,296 sqft)
Owner	2 Company Names on Record
Last Sale	$1,750,000 (Jun 2026)
Tax Bill	$7,709 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`915-750-005`

Property Details

APN / Parcel Number

Primary APN	`915-750-005`
Alternative APN	`915241007`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,230 sqft Living Area
Gross Area	5,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Tile
Lot Area	204,296 sqft
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	38475 CALAVERAS RD
City	TEMECULA
State	CA
Zip	92592-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	4.69 ACRES NET IN PAR 1 PM 072/073 PM 14020
Legal Subdivision	PARCEL MAP 14020
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1049
Census Tract	43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jun 11, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Oct 14, 2021	Intrafamily Transfer, Transfer
Jul 31, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 21, 1996 · Amount on Record
Deed Document Number	2026178631
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000609230
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901

Mortgage

Document Number	0000044325
Date	Feb 11, 2026
Instrument	2026-0044325

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 11, 2026
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Document Number	0000178631
Instrument Date	Jun 3, 2026
Instrument	2026178631
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901

Mortgage

Document Number	0000178632,
Date	Jun 11, 2026
Instrument	2026178632

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901

Mortgage

Document Number	0000733424
Date	Dec 14, 2021
Instrument	2021-0733424

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 14, 2021
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Document Number	0000609230
Map Reference	MB 72 PG 73
Instrument Date	Oct 14, 2021
Instrument	2021-0609230
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2019
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Document Number	0000286037
Instrument Date	Jul 25, 2019
Instrument	286037
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	38475 CALAVERAS RD TEMECULA CA 925928901, TEMECULA, CA 92592-8901

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 30, 2019
Property Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901
Document Number	0000284658
Map Reference	MB 72 PG 73
Instrument Date	Jul 25, 2019
Instrument	2019-0284658
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38475 CALAVERAS RD, TEMECULA, CA 92592-8901

Mortgage

Document Number	0000284659
Date	Jul 30, 2019
Instrument	2019-0284659

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,494 (+2%) Land $144,010 Building $584,484
2025	$7,709.00 (+2.54%) Homeowner's exemption	$714,211 (+4.04%) Land $141,187 Building $573,024
2023	$7,518.00 (+2.01%) Homeowner's exemption	$686,479 Land $135,705 Building $550,774
2022	$7,370.00
2021			$1,444,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	10 / 1

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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