38472 N 5th Ave, Spring Grove, IL 60081 Property Records

Lake County property record for 38472 N 5th Ave, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,497 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2023)
Tax Bill	$320 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-34-302-015`

Property Details

APN / Parcel Number

Primary APN	`01-34-302-015`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	273 sqft

Location & Zoning

Street Address	38472 N 5TH AVE
City	SPRING GROVE
State	IL
Zip	60081-9214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J.L. SHAWS 2ND SUBDN ON FOX LAKE LOT 285
Legal Subdivision	J.L. SHAWS 2ND SUBDN
Legal Lot Number	285
Jurisdiction	LAKE IL
Township / Civil Division	ANTIOCH
Census Block Group	2
Census Block	2023
Census Tract	860807

Owner

38472 N 5th Ave is owned and occupied by an individual who bought it in March 2023.

Source: Lake County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	38472 N 5TH AVE, SPRING GROVE, IL 60081-9214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 27, 2023	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Document Number	20237965116
Prior Transfer Date	Aug 9, 2004
Prior Transfer Doc	0006387081
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Sep 25, 2026
Property Address	38472 N 5TH AVE, SPRING GROVE, IL 60081-9214
Document Number	0008197050
Instrument Date	Aug 20, 2026
Instrument	20268197050
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38472 N 5TH AVE, SPRING GROVE, IL 60081-9214

Mortgage

Document Number	0008197050,
Date	Sep 25, 2026
Instrument	20268197050

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 27, 2023
Property Address	38472 N 5TH AVE, SPRING GROVE, IL 60081-9214
Document Number	0007965116
Map Reference	DOC 139398
Instrument Date	Feb 7, 2023
Instrument	7965116
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38472 N 5TH AVE, SPRING GROVE, IL 60081-9214

Mortgage

Document Number	0007965117
Date	Mar 27, 2023
Instrument	7965117

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Antioch Township
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,643 Land $3,079 Building $1,564	$13,930 Land $9,238 Building $4,692
2024	$320.00 (-37.62%)
2023	$513.00 (+30.53%)	$3,850 (-22.18%) Land $2,553 Building $1,297	$11,551 (-22.18%) Land $7,660 Building $3,891
2022	$393.00	$4,947 Land $3,179 Building $1,768	$14,843 Land $9,538 Building $5,305

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38472 N 5th Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2026)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2013 · 7 claims Severe Storms And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Apr 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38472 N 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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