38470 Glacier Dr, North Branch, MN 55056 Property Records

Chisago County property record for 38470 Glacier Dr, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,106 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2025)
Tax Bill	$3,902 (2026)
Deeds & Mortgages	Sep 2015 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00459-41`

Property Details

APN / Parcel Number

Primary APN	`16-00459-41`
Alternative APNs	`3179067` `3373850` `3457683` `3988486`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,106 sqft Living Area
Gross Area	2,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	1,106 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	608 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3988486
Street Address	38470 GLACIER DR
City	NORTH BRANCH
State	MN
Zip	55056-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME NELSON MEADOW LOT 002 BLOCK 001 SUBDIVISIONCD 16280
Legal Range	021
Legal Township	035
Legal Section	20
Legal Subdivision	NELSON MEADOW
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110302

Owner

Source: Chisago County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2015	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD NATIONAL BANK
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 30, 2025	Affidavit of Death of Joint Tenant, Transfer RESULTS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	2025689578
Record Updated	Oct 29, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A581081
Date	Sep 8, 2015
Instrument	A581081

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank
Address	NORTH BRANCH, MN 55056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Jul 20, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Dec 30, 2025
Property Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315
Document Number	000A689578
Instrument Date	Dec 12, 2025
Instrument	A-689578
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315

Mortgage

Document Number	000A689612
Date	Dec 30, 2025
Instrument	A-689612

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHISAGO MN
Recording Date	Dec 30, 2025
Property Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315
Document Number	000A689577
Instrument Date	Dec 5, 2025
Instrument	A-689577
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38470 GLACIER DR, NORTH BRANCH, MN 55056-3315

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,902.00 (+1.93%)
2025	$3,828.00 (+1.92%) Homeowner's exemption
2024		$292,700 (-5.58%)	$311,200 (-2.32%)
2023	$3,756.00 (+3.13%) Homeowner's exemption	$310,000 (+8.62%)	$318,600 (+7.64%) Land $63,000 Building $255,600
2022	$3,642.00 (+4.78%) Homeowner's exemption	$285,400 (+24.9%)	$296,000 (+21.41%) Land $55,000 Building $241,000
2021	$3,476.00	$228,500	$243,800 Land $40,000 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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