Albany County and Westerlo Town property record for 3847 State Rte 85, Westerlo, NY 12193
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,262 sqft · built 1820 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Sep 2002) |
| Tax Bill | $4,156 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 127.-2-29 |
| Primary APN | 013800 127.-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Upper Floors Area | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12700000020290000000 |
|---|---|
| Street Address | 3847 STATE ROUTE 85 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3847 STATE ROUTE 85, WESTERLO, NY 12193-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2002 · Amount on Record |
| Deed Sale | Sep 27, 2002 · Amount on Record |
| Deed Book / Page | 2720 / 786 |
| Record Updated | Oct 29, 2026 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,156.00 (+55.07%) Homeowner's exemption | ||
| 2025 | $2,680.00 (+11.3%) Homeowner's exemption | $1,502 (+0.13%) Land $300 Building $1,202 | $258,966 (+10.48%) Land $51,724 Building $207,242 |
| 2023 | $1,500 (-) Land $300 Building $1,200 | $234,400 (+17.2%) Land $46,880 Building $187,520 | |
| 2022 | $1,500 Land $300 Building $1,200 | $200,000 Land $40,000 Building $160,000 | |
| 2021 | $2,408.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures