3847 4th Ave SW, Watertown, SD 57201 Property Records

Codington County property record for 3847 4th Ave SW, Watertown, SD 57201

Property Summary

Property Type	Single Family Home
Details	built 1984
Lot Size	4.75 acres (206,910 sqft)
Owner	Company Name on File
Tax Bill	$5,170 (2026)
Deeds & Mortgages	Feb 2011 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002690`

Property Details

APN / Parcel Number

Primary APN	`002690`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	206,910 sqft (4.75 acres)

Location & Zoning

Street Address	3847 4TH AVE SW
City	WATERTOWN
State	SD
Zip	57201-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10-11 KOLB'S ADD 34-117-53
Legal Range	53
Legal Township	WP
Legal Section	34
Legal Subdivision	KOLBS ADD
Legal Block	117
Legal Lot Number	10-11
Jurisdiction	CODINGTON SD
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3031
Census Tract	954502

Owner

Source: Codington County assessment roll, APN 002690, as of June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3847 4TH AVE SW, WATERTOWN, SD 57201-7008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CODINGTON SD
Property Address	3847 4TH AVE SW, WATERTOWN, SD 57201-7008
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00986/6492
Date	Feb 09, 2011
Book Page	986/6492

Lender

Name	RELIABANK DAKOTA
Address	1401 4TH ST NE, WATERTOWN, SD 57201

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Codington County assessment roll as of June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Codington County
County Subdivision	Lake Township
Unified School District	Watertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026	$5,170.00 Homeowner's exemption	$564,494 (+2.37%) Land $104,633 Building $459,861
2025	$5,170.00 (+26.62%) Homeowner's exemption	$551,399 (+22.9%) Land $95,121 Building $456,278
2024	$4,083.00 (-6.25%)
2023		$448,648 Land $95,121 Building $353,527
2022	$4,355.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Codington County (46029C), as of April 4, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460299545023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 units insured incl. 5 condo units
Nearby Flood Claims	358 (1979–2023)
Claims Outside the SFHA	177 of 358
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Flooding, Apr 2023 · 68 claims Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 54 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 145 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 11 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600866, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SIOUX RURAL WATER SYSTEM private · serves 4,280 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.