Lake County property record for 38467 Gold Rush Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,292 sqft · built 2020 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $93,025 (Jun 2020) |
| Tax Bill | $15,574 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-047-J-00-001-0 |
| Primary APN | 27-B-047-J-00-001-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 856 sqft |
| Basement Area | 1,296 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,001 sqft (0.276 acres) |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Frame Porch |
| Patio Area | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 38467 GOLD RUSH DR |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, 2 & 15 GORE TRACT |
| Legal Subdivision | MELROSE FARMS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 79 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
38467 Gold Rush Dr is owner-occupied and held in a trust since April 2021.
Source: Lake County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| May 5, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Warranty Deed, Subdivision Related Transfer THIRD FED'L S&L ASSN/CLEVELAND |
| Mar 10, 2020 | Warranty Deed, Transfer · Commercial Mortgage CNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Prior Sale | Mar 10, 2020 · Amount on File |
| Deed Document Number | 202016372 |
| Last Transfer Date | Apr 23, 2021 |
| Transfer Doc | 0000015395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 17, 2026 |
| Property Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Document Number | 0000007876 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20267876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000007876, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20267876 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 5, 2021 |
| Property Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Document Number | 0000015395 |
| Map Reference | VOL 68 PG 40 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021R015395 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 22, 2020 |
| Property Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Document Number | 0000016372 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 16372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 17, 2021 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 GOLD RUSH WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094 |
| Document Number | 16373 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 16373 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 10, 2020 |
| Property Address | 38467 GOLD RUSH DR, WILLOUGHBY, OH 44094-7717 |
| Document Number | 0000006234 |
| Map Reference | VOL 68 PG 40 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020R006234 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | EMERALD GLEN TITLE AGENCY IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 384, MENTOR, OH 44061-0384 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006235 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2020R006235 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $210,510 (+27.97%) Land $48,730 Building $161,780 | $601,470 (+27.97%) Land $139,240 Building $462,230 |
| 2023 | $15,574.00 (+61.05%) Homeowner's exemption | $164,500 (+3.87%) Land $38,920 Building $125,580 | |
| 2022 | $9,670.00 Homeowner's exemption | $158,370 Land $38,920 Building $119,450 | |
| 2021 | $470,010 Land $111,210 Building $358,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38467 Gold Rush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38467 Gold Rush Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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