3846 Union Pacific Dr E, Jacksonville, FL 32246 Property Records

Duval County property record for 3846 Union Pacific Dr E, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1988
Lot Size	0.103 acres (4,493 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Sep 2026)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`167725-2520`

Property Details

APN / Parcel Number

Primary APN	`167725-2520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,351 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,493 sqft (0.103 acres)
Lot Dimensions	108 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3846 UNION PACIFIC DR E
City	JACKSONVILLE
State	FL
Zip	32246-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	43-85 06-3S-28E WOODLANDS STATION UNIT 1 LOT 4 BLK 4
Legal Range	28E
Legal Township	03S
Legal Section	06
Legal Subdivision	WOODLANDS STATION UNIT 01
Legal Block	4
Legal Lot Number	4
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1006
Census Tract	14414

Owner

3846 Union Pacific Dr E is owned and occupied by an individual who bought it in September 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Special Warranty Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC
Mar 10, 2022	Deed of Trust, Mortgage · Unknown WILMINGTON TRUST NATIONAL ASSCIATION
Oct 25, 2021	Warranty Deed, Transfer PROFESSIONAL TITLE AGENCY
Oct 14, 2021	Warranty Deed, Transfer PROFESSIONAL TITLE AGENCY
Aug 16, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORPORATION
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	2026211941
Deed Book / Page	22048 / 2397
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	0000157346
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 9, 2026
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Document Number	0000211941
Book / Page	22048 / 2397
Instrument Date	Aug 19, 2026
Instrument	2026211941
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231,896.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613

Mortgage

Document Number	0000211942,
Date	Sep 9, 2026
Instrument	2026211942

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201801176
Date	Mar 10, 2022
Book Page	20180/1176
Instrument	2022065141

Lender

Name	WILMINGTON TRUST NATIONAL ASSCIATION

Agreement

Type	Unknown
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 25, 2021
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Document Number	0199741665
Book / Page	19974 / 1665
Map Reference	MB 43 PG 85
Instrument Date	Oct 1, 2021
Instrument	2021280369
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,899.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2325 POINTE PKWY STE 250, 2325, CARMEL, IN 46032-3295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 POINTE PAEKWAY #250 # 250, 250, CARMEL, IN 46032-3295

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 14, 2021
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Document Number	0199580154
Book / Page	19958 / 154
Map Reference	MB 43 PG 85
Instrument Date	Sep 29, 2021
Instrument	2021269923
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 16, 2021
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Document Number	0198641387
Book / Page	19864 / 1387
Map Reference	MB 43 PG 85,85A&85B
Instrument Date	Jun 29, 2021
Instrument	2021211501
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,890.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BURNT MILL ROAD #308308, JACKSONVILLE, FL 32256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191010111
Date	Feb 11, 2020
Book Page	19101/0111
Instrument	2020033008

Lender

Name	NETWORK CAPITAL FUNDING CORPORATION
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3846 UNION PACIFIC DR E, JACKSONVILLE, FL 32246-7613
Document Number	0186200064
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 UNION PACIFIC DR E JACKSONVILLE FL 322467613, JACKSONVILLE, FL 32246-7613

Mortgage

Document Number	0186200064
Date	Dec 6, 2018
Book Page	018620/000064
Instrument	285820

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3846 Union Pacific Dr E was $5,014, up 2.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,700 (-0.12%) Land $115,663 Building $145,037	$260,700 (-0.12%) Land $115,663 Building $145,037
2025	$5,014.00 (+2.77%)	$261,006 Land $120,000 Building $141,006	$261,006 Land $120,000 Building $141,006
2024	$4,879.00 (+6%)
2023	$4,603.00 (+7.8%)	$244,596 (+2.63%) Land $115,000 Building $129,596	$244,596 (+2.63%) Land $115,000 Building $129,596
2022	$4,270.00	$238,328 Land $115,000 Building $123,328	$238,328 Land $115,000 Building $123,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3846 Union Pacific Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3846 Union Pacific Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Union Pacific Dr E

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