Saginaw County property record for 3846 State St, Bridgeport, MI 48722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,525 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Sep 2016) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-16-0159-000 |
| Primary APN | 09-11-5-16-0159-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3846 STATE ST |
|---|---|
| City | BRIDGEPORT |
| State | MI |
| Zip | 48722-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 & 5. BLK.4. VILLAGE OF BRIDGEPORT SEC 16 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 16 |
| Legal Subdivision | VILLAGE OF BRIDGEPORT |
| Legal Block | 4 |
| Legal Lot Number | 4-5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11600 |
3846 State St is owned and occupied by an individual who bought it in September 2016.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3846 STATE ST, BRIDGEPORT, MI 48722-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on File |
| Deed Sale | Sep 22, 2016 · Amount on File |
| Prior Sale | Mar 19, 2015 · Amount on File |
| Deed Document Number | 201624893 |
| Deed Book / Page | 2872 / 1233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3846 STATE ST, BRIDGEPORT, MI 48722-9665 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3846 STATE ST, BRIDGEPORT, MI 48722-9665 |
| Document Number | 0000020442 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022020442 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 3846 State St was $2,182 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,900 | $153,800 | |
| 2025 | $2,182.00 Homeowner's exemption | ||
| 2023 | $65,200 | $130,400 | |
| 2022 | $1,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3846 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3846 State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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