Clay County property record for 3846 Splendid Oaks Ct, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,195 sqft · built 2005 |
| Lot Size | 0.352 acres (15,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $333,000 (May 2019) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-25-007869-003-70 |
| Primary APN | 07-04-25-007869-003-70 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,195 sqft Heated Area |
| Gross Area | 4,252 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,340 sqft (0.352 acres) |
| Garage Area | 710 sqft |
| Porch | Porch |
| Porch Area | 347 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3846 SPLENDID OAKS CT |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 599 CREEKVIEW @ OAKLEAF PLANTATION AS REC O R 4194 PG 975 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 07 |
| Legal Subdivision | CREEKVIEW @ OAKLEAF PLANTATION |
| Legal Lot Number | 599 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30205 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 23, 2019 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2012 · Amount on Record |
| Deed Document Number | 2019026331 |
| Deed Book / Page | 4194 / 0975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Investor | Possibly a Property Investor |
| Document Number | 0047822047 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 4782/2047 |
| Instrument | 2023062475 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Document Number | 0044400881 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4440/881 |
| Instrument | 2021021571 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042870329 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 4287/329 |
| Instrument | 2020012906 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 23, 2019 |
| Property Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Document Number | 0041940975 |
| Book / Page | 4194 / 0975 |
| Map Reference | MB 46 PG 18-31 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019026331 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEYS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,331.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2175 CLUB LAKE DR, 2175, ORANGE PARK, FL 32065-2675 |
| Name | Verified Name |
|---|---|
| Address | 3846 SPLENDID OAKS CT, ORANGE PARK, FL 32065-2516 |
| Document Number | 0004194977 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 4194/977 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (-29.79%) Homeowner's exemption | $313,339 (+5.99%) | $437,009 (-6.74%) Land $55,000 Building $382,009 |
| 2023 | $5,934.00 (+4.14%) Homeowner's exemption | $295,640 (+3%) | $468,567 (+21.1%) Land $55,000 Building $413,567 |
| 2022 | $5,698.00 Homeowner's exemption | $287,030 | $386,917 Land $35,000 Building $351,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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