3846 Munson St, Plano, IL 60545 Property Records

Kendall County property record for 3846 Munson St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,585 sqft · built 2005
Lot Size	0.352 acres (15,338 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2022)
Tax Bill	$6,378 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-127-079`

Property Details

APN / Parcel Number

Primary APN	`01-25-127-079`

Interior

Stories	2 Stories
Building Area	1,585 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,338 sqft (0.352 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3846 MUNSON ST
City	PLANO
State	IL
Zip	60545-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 731-1 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal Subdivision	RYLAND AT LAKEWOOD SPRINGS CONDOS
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3064
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3846 MUNSON ST, PLANO, IL 60545-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2020	Warranty Deed, Transfer · FHA Mortgage GMFS
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	202217086
Prior Transfer Date	Oct 9, 2015
Prior Transfer Doc	0000017086
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 19, 2022
Property Address	3846 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000017086
Map Reference	DOC 200500007529
Instrument Date	Aug 29, 2022
Instrument	202200017086
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 MUNSON ST # 3846, 3846, PLANO, IL 60545-2215

Mortgage

Document Number	0000017087
Date	Oct 19, 2022
Instrument	202200017087

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	19.3%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 10, 2020
Property Address	3846 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000003691
Instrument Date	Feb 21, 2020
Instrument	3691
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 BINDER ST AURORA IL 605055360, AURORA, IL 60505-5360

Mortgage

Document Number	3692
Date	Mar 10, 2020
Instrument	3692

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 19, 2018
Property Address	3846 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000010130
Map Reference	DOC200500007529
Instrument Date	May 14, 2018
Instrument	201800010130
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3846 MUNSON ST, PLANO, IL 60545-2215

Mortgage

Document Number	0000010131
Date	Jul 19, 2018
Instrument	201800010131

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,097 (+58.55%) Land $7,375 Building $81,722	$267,291 (+58.55%) Land $22,125 Building $245,166
2024	$6,378.00
2022		$56,194 Land $4,991 Building $51,203	$168,582 Land $14,973 Building $153,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: NewarkNet, Verizon.

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