3846 Eagle Crest Dr, Roanoke, VA 24018 Property Records

Roanoke County property record for 3846 Eagle Crest Dr, Roanoke, VA 24018

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 6,509 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on Record
Last Sale	$1,698,000 (Aug 2025)
Tax Bill	$15,145 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098.01-03-08`

Property Details

APN / Parcel Number

Primary APN	`098.01-03-08`
Alternative APNs	`000044178` `09801 3 8`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	6,509 sqft Finished Area
Gross Area	9,086 sqft
1st Floor Area	2,516 sqft
Basement Area	2,516 sqft
Finished Basement	1,887 sqft
Unfinished Basement	629 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000044178
Street Address	3846 EAGLE CREST DR
City	ROANOKE
State	VA
Zip	24018-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 8 SEC 1 HIDDEN RIDGE
Legal Subdivision	HIDDEN RIDGE
Legal Lot Number	8
Jurisdiction	ROANOKE VA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1011
Census Tract	30900

Owner

Source: Roanoke County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	601 S JEFFERSON ST, 410, ROANOKE, VA 24011-2414
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	20256816
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3846 EAGLE CREST DR, ROANOKE, VA 24018-8927
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006527
Date	Jul 18, 2019
Instrument	201906527

Lender

Name	UNION BANK & TRUST
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3846 EAGLE CREST DR, ROANOKE, VA 24018-8927
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13503
Date	Sep 17, 2021
Instrument	202113503

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,145.00 (+57.94%)	$1,470,400 (+62.53%) Land $105,000 Building $1,365,400	$1,470,400 (+62.53%) Land $105,000 Building $1,365,400
2023	$9,589.00	$904,700 Land $105,000 Building $799,700	$904,700 Land $105,000 Building $799,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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