3846 E Solon Rd, Richmond, IL 60071 Property Records

McHenry County property record for 3846 E Solon Rd, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Lot Size	0.78 acres (33,977 sqft)
Owner	Owner Name on File
Deeds & Mortgages	May 2026 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-109-004`

Property Details

APN / Parcel Number

Primary APN	`04-26-109-004`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	3846 E SOLON RD
City	RICHMOND
State	IL
Zip	60071-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0000877 PT NE1/4 NW1/4
Legal Range	08E
Legal Township	46N
Legal Section	26
Legal Block	109
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2056
Census Tract	870104

Owner

Source: McHenry County records · APN 04-26-109-004

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3846 E SOLON RD, RICHMOND, IL 60071-8003
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Dec 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 05, 2006
Transfer Doc	0000000877
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 18, 2026
Property Address	3846 E SOLON RD, SOLON MILLS, IL 60071-8003
Document Number	0000013616
Instrument Date	May 09, 2026
Instrument	202613616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3846 E SOLON RD, SOLON MILLS, IL 60071-8003

Mortgage

Document Number	0000013616,
Date	May 18, 2026
Instrument	202613616

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2046

Interest

Rate	6.37%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3846 E SOLON RD, RICHMOND, IL 60071-8003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041397
Date	Dec 03, 2019
Instrument	2019R0041397

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$59,805 Land $8,731 Building $51,074	$179,415 Land $26,193 Building $153,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 27 locations within half a mile of this property.

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