3846 E 27th St, Des Moines, IA 50317 Property Records

Polk County property record for 3846 E 27th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1990
Lot Size	0.186 acres (8,125 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Jun 2021)
Tax Bill	$3,608 (2024)
Deeds & Mortgages	May 2019 Line of Credit Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-453-028`

Property Details

APN / Parcel Number

Primary APN	`7923-19-453-028`
Alternative APN	`060/07933-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide

Exterior Amenities

Deck Area	168 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3846 E 27TH ST
City	DES MOINES
State	IA
Zip	50317-8862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 STAVES HEIGHTS
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	STAVES HEIGHTS
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1012
Census Tract	201

Owner

3846 E 27th St is owned and occupied by an individual who bought it in June 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3846 E 27TH ST, DES MOINES, IA 50317-8862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Oct 3, 2017	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COMMUNITY CU
Oct 3, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2021-00063357
Deed Book / Page	18592 / 543
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3846 E 27TH ST, DES MOINES, IA 50317-8862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084494
Date	May 29, 2019
Book Page	17342/0932
Instrument	2018-00084494

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 3, 2017
Property Address	3846 E 27TH ST, DES MOINES, IA 50317-8862
Document Number	201700028441
Book / Page	16669 / 0955
Instrument Date	Sep 19, 2017
Instrument	2017-00028441
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 E 27TH ST, DES MOINES, IA 50317-8862

Mortgage

Document Number	201700028443
Date	Oct 3, 2017
Instrument	2017-00028443

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 5, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Mortgage

Document Number	0000028444
Date	Oct 3, 2017
Book Page	16669/0972
Instrument	2017-00028444

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2027

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Oct 3, 2017
Property Address	3846 E 27TH ST, DES MOINES, IA 50317-8862
Document Number	0000028440
Book / Page	016669 / 000953
Instrument Date	Sep 19, 2017
Instrument	28440
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,900 Land $29,500 Building $175,400	$204,900 Land $29,500 Building $175,400
2024	$3,608.00
2023		$179,700 Land $25,500 Building $154,200	$179,700 Land $25,500 Building $154,200
2020	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3846 E 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3846 E 27th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Google Fiber, Metronet, Verizon.

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