3845 Williams St, Dearborn, MI 48124 Property Records

Wayne County property record for 3845 Williams St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1944
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2025)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`82-09-341-04-012`

Property Details

APN / Parcel Number

Primary APN	`82-09-341-04-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3845 WILLIAMS ST
City	DEARBORN
State	MI
Zip	48124-3769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 200 SOUTH DEARBORN PARK SUB
Legal Subdivision	SOUTH DEARBORN PARK
Legal Lot Number	200
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1011
Census Tract	575401

Owner

3845 Williams St is owned and occupied by an individual who bought it in May 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4564 CHOVIN ST, DEARBORN, MI 48126-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 11, 2023	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Apr 11, 2023 · Amount on File
Deed Document Number	2025168101
Deed Book / Page	59548 / 172
Prior Transfer Date	Aug 10, 2012
Prior Transfer Doc	0501260499
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3845 WILLIAMS ST, DEARBORN, MI 48124-3769
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2963 TRUWOOD ST, TRENTON, MI 48183-1848

Mortgage

Document Number	0583170538
Date	Jun 26, 2023
Book Page	58317/538
Instrument	2023178164

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 16, 2028

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 11, 2023
Property Address	3845 WILLIAMS ST, DEARBORN, MI 48124-3769
Document Number	0581971424
Book / Page	58197 / 1424
Map Reference	LB 39 PG 79
Instrument Date	Apr 6, 2023
Instrument	2023122601
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20961 POWERS AVE, DEARBORN HEIGHTS, MI 48125-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 WILLIAMS ST, DEARBORN, MI 48124-3769

Tax Assessment & Valuation

The 2025 property tax bill for 3845 Williams St was $4,851 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,200 (+0.72%)	$168,400 (+0.72%)
2025	$4,851.00	$83,600	$167,200
2023	$1,990.00 Homeowner's exemption	$69,700	$139,400
2019	$2,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3845 Williams St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3845 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Williams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures