3845 W Elgin St, Chandler, AZ 85226 Property Records

Maricopa County property record for 3845 W Elgin St, Chandler, AZ 85226

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,327 sqft · built 1986
Lot Size	0.114 acres (4,975 sqft)
Owner	Individual Name on Record
Last Sale	$103,500 (Sep 1997)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2025 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`301-65-552`

Property Details

APN / Parcel Number

Primary APN	`301-65-552`
Alternative APN	`301655524`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	987 sqft
2nd Floor Area	340 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,975 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3845 W ELGIN ST
City	CHANDLER
State	AZ
Zip	85226-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	HEARTHSTONE UNIT 4 MCR 277-15
Legal Range	4E
Legal Township	1S
Legal Section	36
Legal Subdivision	HEARTHSTONE UNIT 4
Legal Lot Number	514
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	811100

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA FCU
Jan 6, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Aug 29, 2025	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 1997 · Amount on Record
Deed Sale	Sep 5, 1997 · Amount on Record
Prior Sale	May 31, 1994
Deed Document Number	1997617052
Prior Transfer Date	Aug 14, 1997
Prior Transfer Doc	0000617053
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	0000873064
Date	Aug 12, 2021
Instrument	20210873064

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909

Mortgage

Document Number	0000006579
Date	Jan 6, 2025
Instrument	20250006579

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 29, 2025
Property Address	3845 W ELGIN ST, CHANDLER, AZ 85226-4909
Document Number	0000500866
Map Reference	MB 277 PG 15
Instrument Date	Aug 27, 2025
Instrument	20250500866
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,360 (+99.37%)	$373,600 (+8.92%) Land $74,700 Building $298,900
2025	$1,492.00 (+4.56%)	$18,739 (-48.81%)	$343,000 (-6.31%) Land $68,600 Building $274,400
2024		$36,610	$366,100 Land $73,200 Building $292,900
2023	$1,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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