Saginaw County property record for 3845 Studor Rd, Saginaw, MI 48601
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1995 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,900 (Aug 2021) |
| Tax Bill | $2,179 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-08-3041-008 |
| Primary APN | 09-11-5-08-3041-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3845 STUDOR RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-5768 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | COM AT A PT 753 FT N FROM SW CORN OF SEC TH N 100 FT TH E 153 FT TH S 100 FT TH W 153 FT TO POB 0.35 ACRE SEC 8 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 08 |
| Legal Subdivision | W2 OF THE SW4 OF S8T11NR5E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3845 STUDOR RD, SAGINAW, MI 48601-5768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Apr 6, 2018 | Grant Deed, Transfer · Conventional with PMI FRANKENMUTH CU |
| Aug 15, 2017 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2004 |
| Deed Document Number | 202127129 |
| Prior Transfer Date | Mar 25, 2013 |
| Prior Transfer Doc | 0000008574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 16, 2021 |
| Property Address | 3845 STUDOR RD, SAGINAW, MI 48601-5768 |
| Document Number | 0000027129 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021027129 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3845 STUDOR RD, 3845, SAGINAW, MI 48601-5768 |
| Name | Verified Name |
|---|---|
| Address | 4215 WILLIAMSON RD, SAGINAW, MI 48601-5949 |
| Document Number | 0000027130 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021027130 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 6, 2018 |
| Property Address | 3845 STUDOR RD, SAGINAW, MI 48601-5768 |
| Document Number | 0000007734 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 7734 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40604 M-30 BEAVERTON MI 48612, BEAVERTON, MI 48612 |
| Document Number | 7735 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 7735 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 5, 2033 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 15, 2017 |
| Property Address | 3845 STUDOR RD, SAGINAW, MI 48601-5768 |
| Document Number | 0000023300 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 23300 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 520 HAYDEN ST SAGINAW MI 486071121, SAGINAW, MI 48607-1121 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,100 (+16.09%) | $134,200 (+16.09%) | |
| 2025 | $2,179.00 (+23.67%) Homeowner's exemption | ||
| 2023 | $57,800 | $115,600 | |
| 2022 | $1,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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