3845 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3845 Spencer Cir, Macon, GA 31206

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1956
Lot Size0.21 acres (9,148 sqft)
OwnerCompany Name on File
Last Sale$430,000 (Jul 2022)
Tax Bill$437 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jul 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNO093-0078

Property Details

APN / Parcel Number

Primary APNO093-0078
Alternative APN
  • 20951

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Heated Area
1st Floor Area864 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Exterior MaterialShingles
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeCarport
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space
Patio Area96 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20951
Street Address3845 SPENCER CIR
CityMACON
StateGA
Zip31206-3564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionJEFFERSON HILLS
Legal SubdivisionJEFFERSON HILLS
Legal Lot Number670
JurisdictionBIBB GA
Township / Civil DivisionMACON WEST
Census Block Group4
Census Block4006
Census Tract12600

Owner

Source: Macon-Bibb County assessment roll, APN O093-0078, as of July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address400 FOREST HILLS DR, ATLANTA, GA 30342-2334
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMUNITY BANK OF EAST TENNESSEE
Jul 28, 2022Limited Warranty Deed, Transfer
JENKINS TITLE LLC
Jul 14, 2022Limited Warranty Deed, Transfer
Apr 19, 2021Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Oct 16, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL CTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleJul 14, 2022 · Amount on Record
Deed Document Number0011335206
Deed Book / Page11335 / 206
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIBB GA
Property Address3845 SPENCER CIR, MACON, GA 31206-3564
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 FOREST HILLS DR, ATLANTA, GA 30342-2334

Mortgage

Document Number0117600223
DateDec 27, 2023
Book Page11760/223
Lender
NameFIRST COMMUNITY BANK OF EAST TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 21, 2028

July 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBIBB GA
Recording DateJul 28, 2022
Property Address3845 SPENCER CIR, MACON, GA 31206-3564
Document Number0113350206
Book / Page11335 / 206
Map ReferenceMB 26 PG 85
Instrument DateJul 05, 2022
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyJENKINS TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address400 FOREST HILLS DR, 400, ATLANTA, GA 30342-2334

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 FOREST HILLS DR, ATLANTA, GA 30342-2334

July 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBIBB GA
Recording DateJul 14, 2022
Property Address3845 SPENCER CIR, MACON, GA 31206-3564
Document Number0113190143
Book / Page11319 / 143
Map ReferenceMB 26 PG 85
Instrument DateJul 05, 2022
Transaction TypeTransfer
Record UpdatedAug 02, 2022

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 INTERSTATE DR, 4350, MACON, GA 31210-6807

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 FOREST VALLEY RD, ATLANTA, GA 30342-2301
InvestorPossibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIBB GA
Property Address3845 SPENCER CIR, MACON, GA 31206-3564
Transaction TypeMortgage
Record UpdatedMay 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0108520262
DateApr 19, 2021
Book Page10852/262
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueMar 15, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIBB GA
Property Address3845 SPENCER CIR, MACON, GA 31206-3564
Document Number0102310254
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedNov 02, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4308 PINEDALE DR MACON GA 312064528, MACON, GA 31206-4528

Mortgage

Document Number0102310254
DateOct 23, 2018
Book Page010231/000254
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 22, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll as of July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateGeorgia
County / MunicipalityMacon-Bibb County
Unified School DistrictBibb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$437.00 (-20.55%)$17,820 (-4.11%) Land $1,826 Building $15,994$44,550 (-4.1%) Land $4,566 Building $39,984
2023$550.00 (+12.7%)$18,583 (+44.5%) Land $1,512 Building $17,071$46,457 (+44.5%) Land $3,780 Building $42,677
2022$488.00$12,860 Land $1,325 Building $11,535$32,150 Land $3,313 Building $28,837

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon-Bibb County (13021C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130210126004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1994)
Most Recent ClaimJul 1994 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 315 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA0210001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACON WATER AUTHORITY
serves 130,024 people
Water SourceSurface water
Last State InspectionMar 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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