Craven County property record for 3845 River Rd, Vanceboro, NC 28586
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 2022 |
| Lot Size | 32.6 acres (1,424,368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2022) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1-038-008 |
| Primary APN | 1-038-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,424,368 sqft (32.6 acres) |
| Lot Dimensions | 1,012 ft deep x 148 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 105729 |
|---|---|
| Street Address | 3845 RIVER RD |
| City | VANCEBORO |
| State | NC |
| Zip | 28586-8525 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 32.71 ACRES SURVEY FOR JIMMY L MORRIS & SONS INC (WHITE TR) |
| Legal Subdivision | SURVEY FOR TAMMY ROYAL |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960201 |
3845 River Rd, a mobile home, is owned and occupied by an individual who bought it in July 2022.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3845 RIVER RD, VANCEBORO, NC 28586-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP |
| Aug 3, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 16, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 202210099944 |
| Deed Book / Page | 3733 / 670 |
| Prior Transfer Date | Jul 8, 2021 |
| Prior Transfer Doc | 003683/173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 12, 2022 |
| Property Address | 3845 RIVER RD, VANCEBORO, NC 28586-8525 |
| Document Number | 003733/670 |
| Book / Page | 3733 / 670 |
| Map Reference | CAB I SL 49-B |
| Instrument Date | May 13, 2022 |
| Instrument | 10099944 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 S FRONT ST, 328, NEW BERN, NC 28560-2134 |
| Name | Verified Name |
|---|---|
| Address | 3845 RIVER RD, VANCEBORO, NC 28586-8525 |
| Document Number | 0003733673 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 3733/673 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 15, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 3, 2021 |
| Property Address | 3845 RIVER RD, VANCEBORO, NC 28586-8525 |
| Document Number | 003683/173 |
| Book / Page | 3683 / 173 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 10080598 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 S FRONT ST, 328, NEW BERN, NC 28560-2134 |
| Name | Verified Name |
|---|---|
| Address | 3715 RIVER RD, VANCEBORO, NC 28586-8523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 16, 2021 |
| Property Address | 3845 RIVER RD, VANCEBORO, NC 28586-8525 |
| Document Number | 003665/485 |
| Book / Page | 3665 / 485 |
| Map Reference | CAB I SL 49-B |
| Instrument Date | Apr 14, 2021 |
| Instrument | 10073801 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13100 OLD CREEDMOOR RD, 13100, RALEIGH, NC 27613-7420 |
| Name | Verified Name |
|---|---|
| Address | 328 S FRONT ST, NEW BERN, NC 28560-2134 |
The 2025 property tax bill for 3845 River Rd was $1,157.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,470 (-) Land $139,910 Building $93,560 | $233,470 (-) Land $139,910 Building $93,560 | |
| 2025 | $1,157.00 | $233,470 Land $139,910 Building $93,560 | $233,470 Land $139,910 Building $93,560 |
| 2024 | $1,157.00 (+1.05%) | ||
| 2023 | $1,145.00 | $233,470 Land $139,910 Building $93,560 | $233,470 Land $139,910 Building $93,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3845 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 16 (2016–2021) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Mar 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3845 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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