3845 NW 22nd Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3845 NW 22nd Ave, Okeechobee, FL 34972 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,392 sqft Living Area
Lot Size15,464 sqft (0.355 acres)
OccupancyOwner Occupied
Last Sale$73,000 (1999)
Tax Bill$1,164.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0020-00160-0040
Alternative APN
  • R10537350020001600040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,392 sqft Living Area
Gross Area1,922 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area15,464 sqft (0.355 acres)
Depth X Width125 ft x 124 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3845 NW 22ND AVE
CityOKEECHOBEE
StateFL
Zip34972-1575
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 4 BLOCK 16
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED UNIT NUMBER 2
Legal Block16
Legal Lot Number4
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup1
Census Block1030
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0020-00160-0040

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3845 NW 22ND AVE, OKEECHOBEE, FL 34972-1575
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 1999 · Amount on Record
Deed SaleApr 13, 1999 · Amount on Record
Deed Book / Page420 / 1780
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateJul 30, 2026
Property Address3845 NW 22ND AVE, OKEECHOBEE, FL 34972-1575
Document Number0000008454
Instrument DateJul 25, 2026
Instrument20268454
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 NW 22ND AVE, OKEECHOBEE, FL 34972-1575

Mortgage

Document Number0000008454,
DateJul 30, 2026
Instrument20268454
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3845 NW 22ND AVE, OKEECHOBEE, FL 34972-1575
Document Number0000011809
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 NW 22ND AVE OKEECHOBEE FL 349721575, OKEECHOBEE, FL 34972-1575

Mortgage

Document Number0000011809
DateNov 19, 2019
Instrument11809
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (+8.18%) Homeowner's exemption$69,818 (+5.99%)$208,193 (+4.6%) Land $26,500 Building $181,693
2023$1,076.00 (+14.35%) Homeowner's exemption$65,874 (+8.6%)$199,040 (+3%) Land $17,500 Building $181,540
2022$941.00 Homeowner's exemption$60,657$153,104 Land $12,000 Building $141,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 22nd Ave

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