Frederick County property record for 3845 Jefferson Pike, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,512 sqft · built 1980 |
| Lot Size | 0.256 acres (11,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2019) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-308121 |
| Primary APN | 14-308121 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 11,152 sqft (0.256 acres) |
| Lot Dimensions | 272 ft deep x 41 ft wide |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 308121 |
|---|---|
| Street Address | 3845 JEFFERSON PIKE |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | LT 41 X 272 S/S MAIN ST JEFFERSON |
| Legal Subdivision | JEFFERSON |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 752501 |
3845 Jefferson Pike is owned and occupied by an individual who bought it in March 2019.
Source: Frederick County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3845 MAIN ST, JEFFERSON, MD 21755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP |
| Mar 7, 2019 | Grant Deed, Transfer EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on File |
| Deed Sale | Mar 7, 2019 · Amount on File |
| Prior Sale | Jun 8, 2009 · Amount on File |
| Deed Book / Page | 12862 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3845 JEFFERSON PIKE, JEFFERSON, MD 21755-8122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0177760447 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 17776/447 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 7, 2019 |
| Property Address | 3845 JEFFERSON PIKE, JEFFERSON, MD 21755-8122 |
| Document Number | 0128620250 |
| Book / Page | 012862 / 000250 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3845 MAIN ST JEFFERSON MD 21755, JEFFERSON, MD 21755 |
| Document Number | 128620257 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 012862/000257 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2049 |
The 2025 property tax bill for 3845 Jefferson Pike was $3,612 with a homeowner's exemption, up 6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,033 (+6.28%) | $329,400 (-) Land $76,200 Building $253,200 | |
| 2025 | $3,612.00 (+5.95%) Homeowner's exemption | $292,667 | $329,400 Land $76,200 Building $253,200 |
| 2024 | $3,409.00 (+11.51%) | ||
| 2023 | $3,057.00 | $253,400 | $274,300 Land $76,200 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3845 Jefferson Pike in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3845 Jefferson Pike is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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